Peru
Overview
| Transfer method | Local | SWIFT |
|---|---|---|
| Supported currency(ies) | PEN | AUD, CAD, CHF, CNY, CZK, DKK, EUR, GBP, HKD, HUF, ILS, JPY, NOK, NZD, PLN, RON, SEK, SGD, THB, TRY, USD, ZAR |
| Payment scheme | CCE | |
| Flight time (business days) | 0-1 | 0-3 |
| Maximum transaction limit | No limit | No limit |
| Ultimate payer displayed | Yes |
Please refer to the sections below for the key required bank details and other considerations for each supported transfer method.
Local PEN payout
| Required fields | Permitted Data | Notes |
|---|---|---|
account_currency | 3-letter ISO 4217 currency code | Should be PEN |
account_name | Up to 100 characters | Account holder name of the beneficiary’s bank account |
account_number | 20 digits | Codigo de Cuenta Interbancario (CCI): This is a 20-digit number starting with a 3-digit bank code. |
bank_account_category | One of Checking, Savings, Maestra | Confirm bank account type with the recipient to avoid transfer delays |
bank_country_code | 2-letter ISO 3166-2 country code | Should be PE |
Beneficiary ID
For local payouts to Argentina, you will need to provide a 11-digit CUIT/CUIL (Clave Única de Identificación Tributaria/Laboral) as part of beneficiary information:
| Required fields | Permitted Data | Notes |
|---|---|---|
For business beneficiaries (COMPANY) | ||
business_registration_number | 11 digits | Tax ID (RUC: Registro Único del Contribuyente) as registered with the bank account |
For individual beneficiaries (PERSONAL) | ||
personal_id_type | One of NATIONAL_ID, FOREIGN_ID, PASSPORT, INDIVIDUAL_TAX_ID | National ID (DNI: Documento Nacional de Identidad); Foreigner ID (CE: Carné de Extranjería), Passport or Tax ID (RUC: Registro Único del Contribuyente), as registered with the bank account |
personal_id_number | Up to 100 alphanumeric characters | National ID: 8 digits or 9 alphanumeric characters; Foreign ID: 4-12 alphanumeric characters; Passport: 4-100 alphanumeric characters; Tax ID: 11 digits |
Tax
The Peruvian government sets a 0.005% tax (Impuesto a las Transacciones Financieras: Tax on Financial Transactions) per transaction, which is collected as part of transfer fees. Learn more about financial transaction taxes here .
SWIFT payout
| Required fields | Permitted Data | Notes |
|---|---|---|
account_currency | 3-letter ISO 4217 currency code | One of AUD, CAD, CHF, CNY, CZK, DKK, EUR, GBP, HKD, HUF, ILS, JPY, NOK, NZD, PLN, RON, SEK, SGD, THB, TRY, USD, ZAR |
account_name | 2-200 characters | Account holder name of the recipient’s bank account |
account_number | Up to 50 digits | |
swift_code | 8-11 alphanumeric characters | Should be a valid and supported BIC-8 or BIC-11 code |
bank_country_code | 2-letter ISO 3166-2 country code | Should be PE |