Desktop/Mobile Website Browser
Accept Estonian online banking payments on your website by redirecting shopper to Estonian online banking payment page. See checkout process below:
- The shopper selects the online banking option from the merchant’s checkout page
- The shopper selects their preferred bank on the checkout page
- The shopper is redirected to the selected bank’s online banking page
- The shopper logs in to the online banking portal and reviews the order
- The shopper authorizes the payment
- The shopper is redirected back to the payment result page
Step 1. Initialize a Payment Intent
Create a PaymentIntent object with a request_id, amount, currency and a merchant_order_id from your backend server.
Step 2. Get available banks
Estonian banks requires bank_name when confirming the Payment Intent, you can call this API endpoint /api/v1/pa/config/banks with payment_method_type, country_code and lang to get available bank names based on the payment method selected.
Request:
Response:
Alternatively, you can maintain a list of available banks locally on your server for payment methods that require bank_name if you do not want to use this API endpoint. However, we highly recommend you get the banks dynamically from this API to avoid any trouble when bank information or availability gets updated.
Supported banks:
bank_name | Display name |
|---|---|
citadele_ee | AS Citadele Banka |
lhv | AS LHV Pank |
seb_ee | SEB Pank |
luminor_ee | AB Luminor |
revolut_ee | Revolut |
swedbank_ee | AB Swedbank |
coop | AS Coop Pank |
n26_ee | N26 |
Step 3. Redirect to Estonian online banking to complete payment
When a shopper selects to pay with Estonian online banking on their desktop/mobile browser, call the following API endpoints to get the URL which you can use to redirect the shopper to Estonian online banking to complete the payment.
- Obtain URL from Airwallex and redirect shopper to Estonian online banking
Request:
Response: Render the value of url to redirect shoppers to Estonian online banking.
- Wait for notification from Airwallex
Airwallex will notify you on the payment result asynchronously via the webhook API. Please refer to webhook documentation to set up your webhook accordingly. Although subscribing to different events is optional, it is recommended to at least subscribe to the payment_intent.succeeded which indicates that the shopper has successfully paid for the order via Estonian online banking.
- Query the PaymentIntent status
You may also query the status of a payment anytime via the PaymentIntents API