Desktop/Mobile Website Browser 

Save bank details for future payments

Micro-deposit verification

ACH Direct Debit - BETA

 Desktop/Mobile Website Browser

 Save bank details for future payments

 Micro-deposit verification

 EFT Pre-Authorized Debit - BETA

Desktop/Mobile Website Browser

 SPEI - BETA

NORTH AMERICA & LATAM

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![ACH Direct Debit](//images.ctfassets.net/c3n7jozh84hr/6FLFHBQXrD8YpTrnfzXbkG/3878b35ef7c9a47729ac3644e1fde821/webimage-8154BE81-28CF-4D3A-985B71E314204D36.jpg)

This payment method is currently available in beta testing program. Please reach out to your Airwallex account manager or support@airwallex.com if you'd like to join the beta.

ACH Direct Debit is a popular payment method used in the United States as an alternative to credit and debit cards. The payments are processed via the Automated Clearing House (ACH) which is an electronic network for processing financial transactions operated by Nacha.

Both one-off and recurring payments are supported by ACH Direct Debit. Due to the risk of chargebacks, we only recommend using ACH Direct Debit for recurring scenarios where the payer is a business.

Payment method properties

Choose the integration method that best suits your needs

ACH direct debit timing

ACH direct debit authorization

ACH direct debit verification

ACH direct debit disputes

![Canada EFT](//images.ctfassets.net/c3n7jozh84hr/2ls1akpXziSIhH2a5YM3Qi/46f1f0d5b9954f17636b376e6a5fbf7c/eft_logo.png)

Gain access to shoppers through Canada EFT Pre-Authorized Debit

Choose the integration method that best suit your needs

Payment and settlement timing

 Verification methods

Authorization mandate

Disputes

Risk of double-crediting with refunds and disputes

![spei](//images.ctfassets.net/c3n7jozh84hr/TNlgL2sXeD99jMhN6uoo6/5236e36ed62f428cc561402c7e7efdd3/spei.png)

SPEI is currently available in beta testing program. Please reach out to your Airwallex Account Manager or support@airwallex.com if you would like to join the beta.

Gain access to Mexican shoppers through SPEI

SPEI Payment Details

Email notification

 SPEI disputes

| Payment Method | Type | Refunds | Recurring | Chargeback | Merchant entity country/region |
| --- | --- | --- | --- | --- | --- |
| [ACH Direct Debit](/payments__north-america-and-latam__ach-direct-debit-beta) | Direct Debit | ✅ | ✅ | ✅ | US |

| Payment Method | Type | Refunds | Recurring | Chargeback | Merchant entity country/region |
| --- | --- | --- | --- | --- | --- |
| [EFT Pre-Authorized Debit](/payments__north-america-and-latam__eft-pre-authorized-debit-beta) | Direct Debit | ✅ | ✅ | ✅ | CA |

Canada

| Payment Method | Type | Refunds | Recurring | Chargeback | Merchant entity country/region |
| --- | --- | --- | --- | --- | --- |
| [SPEI](/payments__north-america-and-latam__spei-beta) | Bank Transfer | ✅ | ✅ | ✅ | MX |

Mexico

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Payout network

NORTH AMERICA & LATAM

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Canada

Mexico

US