Desktop/Mobile Website Browser

Save bank details for future payments

Micro-deposit verification

Bacs Direct Debit - BETA

Bancontact

BLIK

Estonian Banks

iDEAL

Latvian Banks

Lithuanian Banks

Maxima

MyBank

Multibanco

Narvesen

Pay by Bank app (PbBa)

Paysafecard

Paysafecash

Paysera

PayU

Perlas Terminals

Przelewy24 | P24

Satispay

Desktop / Mobile Website Browser

SEPA Direct Debit - BETA

Sofort.

Trustly

EU & UK

A quick introduction to building with Airwallex APIs

Quickstart

Explore our comprehensive reference to integrate with Airwallex API endpoints

API Reference

Learn how to receive push notifications via webhooks

Webhooks

![BACS logo](//images.ctfassets.net/c3n7jozh84hr/5bw53TWqMLlVQvItojlC7P/0db8e1f96831de5d011910ea42ea8737/bacs_logo.png)

This payment method is currently available in beta testing program. Please reach out to your Airwallex account manager or support@airwallex.com if you'd like to join the beta.

Gain access to shoppers through Bacs Direct Debit

Payment method properties

Choose the integration method that best suits your needs

Schedule of Bacs Direct Debit

Direct Debit Instruction (DDI)

Advance notice

Verification

Disputes

![Bancontact](//images.ctfassets.net/c3n7jozh84hr/6ja6DEua5nIvmCI7Z4FxS3/565ee46bd38ce967820ac83fdb5871f5/Bancontact.svg)

Gain access to shoppers on Bancontact

Functionalities and value-added features supported

Accept omni-channel payments from your shoppers with Bancontact

![BLIK](//images.ctfassets.net/c3n7jozh84hr/4J4XvDQFUI9fvnflgUUFC4/4aab0c1ded1cdc0f7be8d0cd21989ad3/blik.svg)

Gain access to shoppers on BLIK

![eps](//images.ctfassets.net/c3n7jozh84hr/4rJ7PIHfBRiAGlxeeUH89P/f796388ff0a40d67b006707a43f191ba/eps.svg)

Gain access to shoppers on eps

Reach Estonian shoppers with online banking

Accept omni-channel payments from your shoppers with Estonian Banks

![iDEAL](//images.ctfassets.net/c3n7jozh84hr/7jW0e7M4cie3qLm61LQLF2/afa079cb99dccd87a654f73ad0be09b6/iDEAL.svg)

Gain access to shoppers on iDEAL

Gain access to shoppers with online banking

![Maxima](//images.ctfassets.net/c3n7jozh84hr/3RDz6k6CYeAjtMwbpQrguE/1e74f13b7a565279be82d9528a7e3b47/Maxima.svg)

Gain access to shoppers on Maxima

![MyBank](//images.ctfassets.net/c3n7jozh84hr/3YSNDL7Xl6HvTA9kxIT2DR/1d7fb2814f1e40fa6bedb065f7c340bd/MyBank.svg)

Gain access to shoppers on MyBank

![Multibanco](//images.ctfassets.net/c3n7jozh84hr/4TN4coAAlWUvG5Cg8nPse/1554106897df5baa1acf1012a35094b7/Multibanco.svg)

Gain access to shoppers on Multibanco

![Narvesen](//images.ctfassets.net/c3n7jozh84hr/3llP8SXnttUlw34I97ae2/43b13158fe17851f5fff51949b9df6ad/Narvesen.svg)

Gain access to shoppers with Narvesen

![pbba](//images.ctfassets.net/c3n7jozh84hr/2HYUYaeX8AVpYmQ6UNMdkO/8216ff8e1c5071ccf6e586f4572bce5d/PbBa.svg)

Gain access to shoppers on PbBa

Accept omni-channel payments from your shoppers with PbBa

![paysafecard](//images.ctfassets.net/c3n7jozh84hr/33OrwVOlrGvvGXV6k5W4Tg/bb7e032429c4df619db0dfb4910afc42/paysafecard.svg)

Gain access to shoppers with Paysafecard

![paysafecash](//images.ctfassets.net/c3n7jozh84hr/16YPE1j2ScGyf25z1X7YlR/9c2ef109d6c70745bd70549a55a390ea/paysafecash.svg)

Gain access to shoppers on Paysafecash

![Paysera](//images.ctfassets.net/c3n7jozh84hr/4mNW5CCGB92UeurCBbtCPb/81937baf3046a4d60fb7e4fa0bd37fa1/Paysera.svg)

Gain access to shoppers on Paysera

Accept omni-channel payments from your shoppers with Paysera

![PayU](//images.ctfassets.net/c3n7jozh84hr/4sGEWwQIboY3hepjCtu187/e744230460364d6c6e1646109a685e9f/PayU.svg)

Gain access to shoppers on PayU

![Perlas](//images.ctfassets.net/c3n7jozh84hr/2eo3sd9ZsyPK9DMDH6EZVM/2fe362f25ceeb787bfb0160ff401a77c/Perlas.svg)

Gain access to shoppers with Perlas Terminals

![P24](//images.ctfassets.net/c3n7jozh84hr/6ZQsW9tKRXGA8vnwWTIacW/54a4ccb3d0a5d4909b562b8b16f16c34/P24.svg)

Gain access to shoppers on Przelewy24

![Satispay](//images.ctfassets.net/c3n7jozh84hr/1z6vpzgO6wHiRu8xnW632y/eef317e46b330c2176af4d65e07752eb/Satispay.svg)

Gain access to shoppers on Satispay

Accept omni-channel payments from your shoppers with Satispay

![SEPA Logo](//images.ctfassets.net/c3n7jozh84hr/IimVvWPUEOzR9ZfmFfXss/8213f00b29ec9cbcefedb851bd195d56/SEPA_logo.png?w=200)

The [Single Euro Payments Area (SEPA)](https://finance.ec.europa.eu/consumer-finance-and-payments/payment-services/single-euro-payments-area-sepa_en) Direct Debit is a standardized payment method for bank-to-bank transactions within the European Union. Direct Debit is a simple, cost-effective way to take recurring payments where same-day payment isn't required. 

Both one-off and recurring payments are supported by SEPA. Due to the risk of chargebacks, we don't recommend using SEPA for one-off payments or the sale of physical goods.

How SEPA Direct Debit works

Payment & settlement timeline

Mandate

![Sofort](//images.ctfassets.net/c3n7jozh84hr/6JwUsxNWVe5VymojbMYybW/a89ba8ce6e6fc404549fc058331c9c96/Sofort.svg)

Sofort was acquired by [Klarna](https://www.airwallex.com/docs/payments__global__klarna-beta), and Sofort onboarding has been depreciated as of Oct. 20, 2023. If you are new to Sofort, please consider Klarna and reach out to your Airwallex account manager or support@airwallex.com for more details.

Gain access to shoppers on Sofort.

Accept omni-channel payments from your shoppers with Sofort.

![Trustly](//images.ctfassets.net/c3n7jozh84hr/4hktFadeVACt3BTMS8ohw6/8a532cc926e2f341cc05cdc817f5fc3c/Trustly.svg)

Gain access to shoppers on Trustly

Accept omni-channel payments from your shoppers with Trustly

European shoppers use a wide range of payment methods when paying for their orders online. For merchants to reach European consumers, it is recommended to work with payment providers that offer integrated payment solution.

The most common way of paying for online purchases in Europe is with credit or debit cards. E-wallets and bank transfers come after cards, followed by cash and various smaller payment methods.

| Payment Method | Type | Refunds | Recurring | Chargeback | Merchant entity country/region |
| --- | --- | --- | --- | --- | --- |
| [Paysafecard](/payments__eu-and-uk__paysafecard) | Prepaid Voucher | ✅ | ⛔ | ⛔ | HK, AU, SG, UK, US (Beta) |
| [Paysafecash](/payments__eu-and-uk__paysafecash) | Cash | ⛔ | ⛔ | ⛔ | HK, AU, SG, UK, US (Beta) |
| [Sofort.](/payments__eu-and-uk__sofort.) | Online Banking | ✅ | ⛔ | ✅ | HK, AU, SG, UK, EU |
| [Trustly](/payments__eu-and-uk__trustly) | Online Banking | ✅ | ⛔ | ⛔ | HK, AU, SG, UK, EU, US (Beta) |
| [Paysera](/payments__eu-and-uk__paysera) | E-Wallet | ⛔ | ⛔ | ⛔ | HK, AU, SG, UK, EU, US (Beta) |
| [Satispay](/payments__eu-and-uk__satispay) | E-Wallet | ✅ | ⛔ | ⛔ | UK, EU |
| [SEPA Direct Debit (Beta)](/payments__eu-and-uk__sepa-direct-debit-beta) | Direct debit | ✅ | ✅ | ✅ | HK, AU, SG, UK, EU |

EU Regional

| Payment Method | Type | Refunds | Recurring | Chargeback | Merchant entity country/region |
| --- | --- | --- | --- | --- | --- |
| [eps](/payments__eu-and-uk__eps) | Online Banking | ✅ | ⛔ | ⛔ | HK, AU, SG, UK, EU, US (Beta) |

Austria

| Payment Method | Type | Refunds | Recurring | Chargeback | Merchant entity country/region |
| --- | --- | --- | --- | --- | --- |
| [Bancontact](/payments__eu-and-uk__bancontact) | Bank Transfer | ✅ | ⛔ | ⛔ | HK, AU, SG, UK, EU, US (Beta) |

Belgium

| Payment Method | Type | Refunds | Recurring | Chargeback | Merchant entity country/region |
| --- | --- | --- | --- | --- | --- |
| [Estonian Banks](/payments__eu-and-uk__estonian-banks) | Online Banking | ⛔ | ⛔ | ⛔ | HK, AU, SG, UK, EU, US (Beta) |

Estonia

| Payment Method | Type | Refunds | Recurring | Chargeback | Merchant entity country/region |
| --- | --- | --- | --- | --- | --- |
| [MyBank](/payments__eu-and-uk__mybank) | Online Banking | ✅ | ⛔ | ⛔ | UK, EU, US (Beta) |

Italy

| Payment Method | Type | Refunds | Recurring | Chargeback | Merchant entity country/region |
| --- | --- | --- | --- | --- | --- |
| [Latvian Banks](/payments__eu-and-uk__latvian-banks) | Online Banking | ⛔ | ⛔ | ⛔ | HK, AU, SG, UK, EU, US (Beta) |

Latvia

| Payment Method | Type | Refunds | Recurring | Chargeback | Merchant entity country/region |
| --- | --- | --- | --- | --- | --- |
| [Lithuanian Banks](/payments__eu-and-uk__lithuania-banks) | Online Banking | ⛔ | ⛔ | ⛔ | HK, AU, SG, UK, EU, US (Beta) |
| [Maxima](/payments__eu-and-uk__maxima) | Cash | ⛔ | ⛔ | ⛔ | HK, AU, SG, UK, US (Beta) |
| [Narvesen](/payments__eu-and-uk__narvesen) | Cash | ⛔ | ⛔ | ⛔ | HK, AU, SG, UK, US (Beta) |
| [Perlas Terminals](/payments__eu-and-uk__perlas-terminals) | Cash | ⛔ | ⛔ | ⛔ | HK, AU, SG, UK, US (Beta) |

Lithuania

| Payment Method | Type | Refunds | Recurring | Chargeback | Merchant entity country/region |
| --- | --- | --- | --- | --- | --- |
| [iDEAL](/payments__eu-and-uk__ideal) | Online Banking | ✅ | ⛔ | ⛔ | HK, AU, SG, UK, EU, US (Beta) |


Netherlands

| Payment Method | Type | Refunds | Recurring | Chargeback | Merchant entity country/region |
| --- | --- | --- | --- | --- | --- |
| [BLIK](/payments__eu-and-uk__blik) | Online Banking | ✅ | ⛔ | ✅ | HK, AU, SG, UK, EU, US (Beta) |
| [Przelewy24 (P24)](/payments__eu-and-uk__przelewy24-or-p24) | Online Banking | ✅ | ⛔ | ⛔ | HK, AU, SG, UK, EU, US (Beta) |

Poland

| Payment Method | Type | Refunds | Recurring | Chargeback | Merchant entity country/region |
| --- | --- | --- | --- | --- | --- |
| [Multibanco](/payments__eu-and-uk__multibanco) | Bank Transfer/Online Banking | ⛔ | ⛔ | ⛔ | HK, AU, SG, UK, EU, US (Beta) |


Portugal

| Payment Method | Type | Refunds | Recurring | Chargeback | Merchant entity country/region |
| --- | --- | --- | --- | --- | --- |
| [Pay by Bank app (PbBa)](/payments__eu-and-uk__pay-by-bank-app-(pbba)) | Online Banking | ✅ | ⛔ | ✅ | HK, AU, SG, UK, EU |
| [BACS Direct debit](/payments__eu-and-uk__pay-by-bank-app-(pbba)) | Direct debit | ✅ | ✅ | ✅ | AU, UK, EU, US |

Payment Method	Type	Refunds	Recurring	Chargeback	Merchant entity country/region
Paysafecard	Prepaid Voucher	✅	⛔	⛔	HK, AU, SG, UK, US (Beta)
Paysafecash	Cash	⛔	⛔	⛔	HK, AU, SG, UK, US (Beta)
Sofort.	Online Banking	✅	⛔	✅	HK, AU, SG, UK, EU
Trustly	Online Banking	✅	⛔	⛔	HK, AU, SG, UK, EU, US (Beta)
Paysera	E-Wallet	⛔	⛔	⛔	HK, AU, SG, UK, EU, US (Beta)
Satispay	E-Wallet	✅	⛔	⛔	UK, EU
SEPA Direct Debit (Beta)	Direct debit	✅	✅	✅	HK, AU, SG, UK, EU

EU & UK

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EU Regional