eps
Gain access to shoppers on eps
The eps (electronic payment standard) is a secure online payment method offered by the Austrian banks. It enables shoppers to pay for purchases with their own trusted online banking services easily and quickly. By integrating eps, merchants get access to more than 3 million Austrian online banking customers. The system is supported by all major banks in Austria and consumers do not have to separately register as they are automatically enrolled through their bank.
Supported banks: Austrian Anadi Bank AG, bank99 AG, Bank Austria, Bankhaus Carl Spängler & Co.AG, Bankhaus Schelhammer & Schattera AG, BAWAG P.S.K. AG, BKS Bank AG, BTV VIER LÄNDER BANK, Capital Bank Grawe Gruppe AG, Dolomitenbank, easybank, Erste Bank und Sparkassen, HYPO NOE LB für Niederösterreich u. Wien, HYPO Oberösterreich, Salzburg, Steiermark, HYPO-BANK BURGENLAND Aktiengesellschaft, Hypo Alpe-Adria-Bank International AG, Hypo Tirol Bank AG, Hypo Vorarlberg Bank AG, Marchfelder Bank, Oberbank AG, Österreichische Ärzte- und Apothekerbank, Raiffeisen Bankengruppe Österreich, Schoellerbank AG, Sparda Bank Wien, Volksbanken, Volkskreditbank AG.
Payment method properties
| Features | eps |
|---|---|
| Payment type | Online Banking |
| Available for businesses registered in | HK, AU, SG, UK, EU, US |
| Activation time for onboarding | 3 business days |
| Shopper regions (typically used by payers from) | AT |
| Processing currencies | EUR |
| Settlement currencies | Payments will be settled like-for-like in EUR or in your default settlement currency if your account does not support settling EUR. |
| Settlement schedule | 3 business day after payment capture |
| Minimum transaction amount | 1.00 EUR |
| Maximum transaction amount | No limitation |
| Checkout session timeout | 1 hour |
| Recurring payments | ⛔ |
| Refunds | ✅ (expiration time: 365 days) |
| Partial Refunds | ✅ (expiration time: 365 days) |
| Disputes (chargebacks) | ✅ |
| Placing a hold (delayed/manual capture) | ⛔ |
| Descriptor (what the payer will see in their transaction history) | Your registered business name. If you would like to change the descriptor on a payment-by-payment basis (also called dynamic descriptor), please reach out to your account manager or support. |
Choose the integration method that best suits your needs
Airwallex has built a range of integration methods that allow you to choose the one best suited for your business. Get started with minimal integration effort or customize the payment flow to your needs.
| Online payments via your own website/app | Online payments via ecommerce plugins | Payment links & Invoice Integrations |
|---|---|---|
| ✅ Hosted Payment Page ✅ Drop-in Element ✅ Embedded Elements ✅ Mobile SDK ✅ Native API ⛔ Subscription APIs |
✅ Shopify ✅ WooCommerce ✅ Shopline ⛔ ShopLazza ⛔ Magento |
✅ Payment Links ⛔ Xero Invoice |