Desktop/Mobile Website Browser

Pay-easy

A quick introduction to building with Airwallex APIs

Quickstart

Explore our comprehensive reference to integrate with Airwallex API endpoints

API Reference

Learn how to receive push notifications via webhooks

Webhooks

Accept Pay-easy ATM and online banking payments on your website by redirecting shopper to Pay-easy pages. See checkout processes below:

__Pay-easy ATM:__

1. The shopper chooses to pay at ATM as the payment option
2. The shopper is redirected to the payment selection page where they select Pay-easy and the type of ATM
3. A payment number is generated for the shopper to take to the ATM
4. At the ATM, the shopper selects the option to pay tax and fee transfer at ATM
5. The shopper enters the payment number
6. The shopper pays with cash or card to complete the payment

__Pay-easy online banking:__

1. The shopper chooses to pay via Online Bank Transfer
2. The shopper is redirected to the payment selection page where they select Pay-easy and choose to pay with online banking
3. The shopper selects their bank
4. The shopper is redirected to the bank’s online banking page
5. The shopper enters banking details and confirms the payment

Step 1. Initialize a Payment Intent

Step 2. Redirect to Pay-easy to complete payment

![Pay-easy](//images.ctfassets.net/c3n7jozh84hr/3DKc8YOvmllqXs9MIZvDFU/195c73003eacb07b60dd2740c59ab4e3/Pay-easy.svg)

Pay-easy is a payment network provided by Japan Multi-Payment Network Management Organization. 

Pay-easy is one of Japan’s most popular payment methods because online banking is popular among the highly banked Japanese population. It allows shoppers to make payments via online banking or ATMs of various banks. 
- Pay at an ATM: the payment is initiated online in a checkout flow, but completed at the post office ATM with card or cash). The Pay-easy network covers almost all banks in Japan that have ATMs.
- Pay with online banking: the payment is initiated online in a checkout flow, and completed via the online banking apps of the following Japanese online banks:
  - Rakuten Bank
  - Japan Net Bank

Gain access to shoppers on Pay-easy

| Features     | Pay-easy |
| ---------- | ---------- |
| Payment type | Online Banking |
| Available for businesses registered in | HK, AU, SG, UK, EU, US |
| Activation time for onboarding	|15-20 business days |
| Shopper regions (typically used by payers from) | JP |
| Processing currencies | JPY |
| Settlement currencies | JPY or in your default settlement currency if your account does not support JPY settlement|
| Settlement schedule| T+16 business days, subject to reserve plans <br> *Settlement below 100.00 EUR maybe delayed until the aggregate open settlements accumulate to 100.00 EUR.*|
| Minimum transaction amount | 1.00 JPY |
| Maximum transaction amount | Pay-easy ATM:  100,000.00 JPY <br> Pay-easy online banking:  1,000,000.00 JPY | 
| Checkout session timeout | 8 days |
| Recurring Payments | ⛔|
| Refunds | ⛔|
| Partial Refunds | ⛔|
| Disputes (chargebacks) | ⛔|
| Placing a hold (delayed/manual capture) | ⛔|
| Descriptor (what the payer will see in their transaction history) | Your registered business name |
| [Payments for Platforms](https://www.airwallex.com/docs/payments-for-platforms__overview) support | ✅ |

Payment method properties

Airwallex has built a range of client-side integration methods that allow you to manage your UI, minimize your implementation effort, and allow you to get to market quickly. 
<head>
  <base target="_blank">
</head>
<table>
  <thead>
    <tr>
       <th>Online payments via your own website/app</th>
       <th>Online payments via ecommerce plugins</th>
       <th>Payment links & Invoice Integrations</th>
    </tr>
  </thead>
  <tbody>
        <tr>
<tr>
  <td>✅ Hosted Payment Page<br>✅ Drop-in Element<br>✅ Embedded Elements<br>✅ Mobile SDK<br>✅ Native API<br>⛔ Subscription APIs</td>
  <td>✅ Shopify<br>✅ WooCommerce<br>⛔ Shopline<br>⛔ ShopLazza<br>⛔ Magento</td>
  <td>✅ Payment Links<br>⛔ Xero Invoice</td>
</tr>

Choose the integration method that best suits your needs

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Install the Airwallex Google Pay Payments App

Getting Started

Install Airwallex Card Payments app

Install Airwallex Online Payments App

Install Airwallex Klarna Payments App

Install Airwallex Afterpay Payments App

Install the Airwallex Apple Pay Payments App

Shopline

Supported currencies

 Micro-deposit verification

Transfer webhooks (older versions)

Desktop/Mobile Website Browser - Afterpay / Clearpay

Afterpay / Clearpay

Pakistan

Bangladesh

Indonesia

Market & infrastructure coverage

Settlement report

Transaction & fee types

Payment activity export

Payments rounding logic

Reporting

Enable Native Credit/Debit Cards

Hungary

Zambia

Wallis and Futuna

Virgin Islands (British)

Viet Nam

Vanuatu

Uzbekistan

Uruguay

United States

United Kingdom

United Arab Emirates

Ukraine

Uganda

Turkey

Tunisia

Togo

Timor-Leste

Thailand

Tanzania, United Republic of

Tajikistan

Taiwan (China)

Switzerland

Sweden

Sri Lanka

Spain

South Africa

Slovenia

Slovakia

Singapore

Seychelles

Serbia

Senegal

Saudi Arabia

San Marino

Saint Pierre and Miquelon

Saint Martin (French part)

Saint Lucia

Saint Barthélemy

Rwanda

Romania

Réunion

Republic of the Congo

Qatar

Puerto Rico

Portugal

Poland

Philippines

Peru

Paraguay

Panama

Palestine, State of

Oman

Norway

Nigeria

Niger

New Zealand

New Caledonia

Netherlands

Nepal

Namibia

Morocco

Montenegro

Albania

Algeria

Andorra

Angola

Anguilla

Antigua and Barbuda

Argentina

Armenia

Aruba

Australia

Austria

Azerbaijan

Bahrain

Belgium

Belize

Benin

Bolivia

Bosnia and Herzegovina

Botswana

Brazil

Bulgaria

Burkina Faso

Cambodia

Cameroon

Canada

Canary Islands

Central African Republic

Chad

Chile

China

Colombia

Costa Rica

Côte d'Ivoire

Croatia

Curaçao

Cyprus

Czech Republic

Denmark

Dominican Republic

Dominica

Ecuador

Egypt

El Salvador

Equatorial Guinea

Estonia

Faroe Islands

Fiji

Finland

France

French Guiana

French Polynesia

French Southern Territories

Gabon

Gambia

Georgia

Germany

Gibraltar

Greece

Greenland

Grenada

Guatemala

Guernsey

Guinea-Bissau

Guyana

Honduras

Hong Kong SAR

Iceland

India

Ireland

Isle of Man

Israel

Italy

Jamaica

Japan

Jersey

Jordan

Kazakhstan

Kenya

Korea, Republic of

Kosovo

Kuwait

Kyrgyzstan

Latvia

Lesotho

Liechtenstein

Lithuania

Luxembourg

Macedonia, the former Yugoslav Republic of

Macao SAR

Madagascar

Malawi

Malaysia

Maldives

Malta

Martinique

Mauritania

Payout network

Features	Pay-easy
Payment type	Online Banking
Available for businesses registered in	HK, AU, SG, UK, EU, US
Activation time for onboarding	15-20 business days
Shopper regions (typically used by payers from)	JP
Processing currencies	JPY
Settlement currencies	JPY or in your default settlement currency if your account does not support JPY settlement
Settlement schedule	T+16 business days, subject to reserve plans Settlement below 100.00 EUR maybe delayed until the aggregate open settlements accumulate to 100.00 EUR.
Minimum transaction amount	1.00 JPY
Maximum transaction amount	Pay-easy ATM: 100,000.00 JPY Pay-easy online banking: 1,000,000.00 JPY
Checkout session timeout	8 days
Recurring Payments	⛔
Refunds	⛔
Partial Refunds	⛔
Disputes (chargebacks)	⛔
Placing a hold (delayed/manual capture)	⛔
Descriptor (what the payer will see in their transaction history)	Your registered business name
Payments for Platforms support	✅

Pay-easy

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Payment method properties

Choose the integration method that best suits your needs

Gain access to shoppers on Pay-easy