Zeller Business Transaction Account Review for Australia (2025)

By Vanessa YipPublished on 11 February 202510mins
GuidesFinance
Zeller Business Transaction Account Review for Australia (2025)
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Are you considering opening a Zeller Business Transaction Account for your business? As with any decision that relates to your financial management, having a thorough understanding of the services on offer will help you make an informed choice.

In this article, we’ll give a background to Zeller, how their business account works, key features, eligibility requirements, regional services, associated costs, and their customer support channels.

What is Zeller? 

Zeller is an Australian fintech that offers payment solutions and financial services to businesses operating in Australia only. They aim to provide one solution for all business finance operations including payments, accounts, corporate cards, and analytical tools. 

With a customer base of 85,000, Zeller’s integrated solution is available online and via a mobile app, providing merchants with insights to make informed decisions. Whilst they are known for their POS system, Zeller’s Transaction Account is required to access this system.

Find out for yourself how Zeller compares to Airwallex.

Sign-up for your Business Account

Zeller Business Transaction Account key features and products 

Eligibility: Zeller’s Business Transaction Account is available to individuals over the age of 18 who are sole traders or businesses with an Australian Business Number (ABN). 1

Cards: Zeller’s Business Transaction Account offers virtual employee cards for $9 per month. 

Xero Integration: To help manage accounting operations, Zeller integrates with Xero. Users are able to process payments through Xero and reconcile settlements. 

Zeller Ecosystem: While the Business Transaction Account only offers basic business-transacting services without interest, users can pair this with the Zeller Savings Account for no additional cost. 

Additionally, this Business Account connects with the Zeller POS system, which facilitates physical transactions. 

Zeller Business Transaction Account Pricing & Fees

How much does the Zeller Business Transaction Account cost to use? See the table below for the main fees and charges you need to know about. 

Transaction Type

Zeller Fees

Account Maintenance

$0/month 2

Transaction Fees

No fees for local transfers. Zeller does not allow businesses to collect international payments. 2

FX Currency Conversion

International payments made with the Mastercard incur a 2.9% currency conversion fee 2

Card Fees

Free Business Mastercard debit card. No employee cards available.

What do you need to open a Zeller Business Transaction Account? 

In order to open and use a Zeller Business Transaction Account, businesses will need to supply documents to verify the account owner. Zeller requires any two of the following ID types;

  1. Current Passport 

  2. Current Australian Driver’s Licence 

  3. Current Medicare Card

Applicants can open an account online.

Exploring alternatives to Zeller? Consider Airwallex

There are other compelling fintech options beyond Zeller that businesses may wish to consider.

An Airwallex Business Account provides businesses with similar benefits to the Zeller Business Transaction Account. However, Airwallex offers products and services that are built specifically for businesses. Our Business Account isn't only built for everyday business transactions, it’s designed to make managing, growing, and moving your business funds globally simple. 

Move money locally and globally

Expand business potential and slash the costs of spending at home and abroad.

  • Open accounts in 60+ countries without needing a local entity

  • Transfer to 150+ countries with market-leading FX rates, and enjoy free local transfers

  • Accept payments from 130+ countries and maximise online selling with smart plugins and payment links

Manage money easily

Slash admin and reduce human error with our centralised tools that simplify financial operations.

  • Issue corporate Visa cards for FX-free global spending. 

  • Enjoy smart integrations with popular accounting platforms like Xero and Netsuite

Grow money effortlessly

Make every dollar work harder with our unique business savings solution. 

  • Grow funds with our high-rate business saver Yield, empowering businesses to earn returns in AUD and USD

Looking for even more? Beyond our Business Account businesses can explore our advanced Spend Management tools and Platform APIs.

Airwallex is designed for businesses with global reach in suppliers, vendors and customers. Its end-to-end financial solution empowers businesses to replace traditional solutions and clunky tech stacks for a single powerful platform. 

Learn more about Zeller vs Airwallex.

How to open a business account with Airwallex

The best way to get started with us is to sign up for our Business Account. Just fill out a few simple details.

Once you’re signed up, you can start opening multiple domestic and foreign currency accounts in minutes. Our platform is intuitive and built for getting started quickly. Additional assistance is also available from our friendly local support team.

Open a business account in minutes.

Sources 

  1. https://www.myzeller.com/pricing

  2. https://www.myzeller.com/business-transaction-account

  3. https://support.myzeller.com/accepting-payments 

Disclaimer: The information in this article is based on our own online research. Airwallex was not able to manually test each tool or provider. The information is provided for educational purposes only and a reader should consider the specific requirements of their business when evaluating providers. This research is reviewed annually. If you would like to request an update, feel free to contact us at [[email protected]].

This information doesn’t take into account your objectives, financial situation, or needs. If you are a customer of Airwallex Pty Ltd (ACN 609 653 312, AFSL No. 487221), it is important for you to read the Product Disclosure Statement (PDS) for the Direct Services, available here. If you are a customer of Airwallex Capital Pty Ltd (ACN 661 618 819, AFSL No. 549026), it is important for you to read the PDS for Airwallex Yield, available at www.airwallex.com/au/terms and issued by K2 Asset Management Ltd (ABN 95 085 445 094, AFSL No. 244 393), a wholly-owned subsidiary of K2 Asset Management Holdings Ltd. All investments carry risk.

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Vanessa Yip
Business Finance Writer

Vanessa is a business finance writer for Airwallex. With experience working at leading B2B technology companies, Vanessa is passionate about helping Aussie businesses, large and small, grow through cutting-edge tech. In her day-to-day, she breaks down complex tech jargon to help businesses streamline their end-to-end financial operations.

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