Borderless business cards
Instant international business debit cards for multi-currency transactions
Create employee and company VISA cards in minutes and stay in control of all purchases from a single dashboard, in real-time.
Say goodbye to hidden fees on your international Visa card spend
Airwallex Borderless Cards allow your employees to make purchases in multiple currencies from held balances in your account you can start using them immediately online. Pay for purchases anywhere Visa is accepted, both online and in store.
Easily issue cards to your global workforce
Issue multi-currency Employee Cards to your team members around the world to streamline their local and global purchases.
Pay directly from your held balances
Pay global expenses directly from your Airwallex multi-currency wallet, eliminating unnecessary FX conversion fees.
0% foreign card transaction fees
Put an end to surprise foreign transaction fees and other hidden charges, so you can reinvest every dollar back into your growth.
Auto-convert at leading FX rates
If you don’t have the necessary currency balance, we’ll auto-convert available funds in your home currency at our market-leading FX rates.
A streamlined approach to company spending with one corporate business card
Eliminate the burden of manual reimbursements. Set spending limits and controls, create custom approval workflows, and instantly create, freeze, or cancel cards. Always have a complete real-time view of card activity at your fingertips.
Company Cards
For company expenses and shared team purchases like software subscriptions and ad spend
Manage company expenses all in one place
Track company card activity and transactions in one place and get a real time view of major corporate purchases.
Reduce unnecessary spending risks
Avoid personal card use for critical company purchases. Set per transaction limits to reduce the risk of unexpected overspend.
Consolidate team expenses into a single card
Give multiple team members access to a shared card, and easily manage team budgets with transparency.
Employee Cards
For individual employee purchases like travel, employee benefits, and team offsites
Create an employee benefits program
Allow your employees to spend on your new benefits program you've created.
Set spend limits from one simple platform
Set a variety of spend limits, monthly, quarterly or annually, to empower and reward your teams to spend.
Streamline reconciliation
With real-time control and visibility on spending, reconciliation of employee spend has never been easier. Collect insights on your benefits program and drive better employee satisfaction.
"The feature where we can monitor how much employees are spending on their Airwallex cards is incredibly useful to us. We get to have full visibility, as well as being able to set daily and per transaction budgets. With Airwallex’s authorisation process, it’s also easy for my team to put together all outgoings that I need to approve, so I can easily ask questions or reject payments."
Richard Li
Co-founder & CEO, July
"With Airwallex, you just open up the app, sign in and you can just update any of the cards, or issue new cards there with a few clicks"
Adam Ingles
Finance Manager, Qwilr
“Airwallex’s website is transparent and easy to use. It’s allowed my team to self-serve and create what we need to suit our growing business and teams. Whether it’s logins or virtual card for a new employee, it’s easy to create and gives us the visibility and control we need.”
Tristan Cheal
Financial Controller, Clipchamp
“If you have staff, suppliers or customers overseas, then your business should be using Airwallex. It’s a fantastic product backed by a wonderful customer care team who will answer all your questions and ensure you get onboarded properly and know how to use the product.”
Dale Beaumont
Founder and CEO, Business Blueprint
"Having all our global SaaS subscriptions in one place has streamlined our finance processes and enabled better tracking and control of expenses. It’s even better knowing that Airwallex isn’t hitting us with any international transaction fees."
Warren Durling
Chief Operating Offer, Paloma
“The Airwallex Global Cards are incredibly convenient for business owners. I use them every day, either online or through my phone. It’s such an intuitive user experience and I have full visibility over what’s being spent on the cards and where - all in one simple system.”
Jon Tse
Co-founder, Karst
Expense Management
Get more with built-in expense management
When you activate built-in expense management, you’ll experience a seamless way for employees to submit expenses and for you to track, review, and approve company spend – all from a single platform.
Frequently asked questions
What is an international corporate business debit card?
An international corporate business debit card is a Visa payment card you can use to make payments in multiple foreign currencies from balances in your associated business account. Airwallex Borderless cards are multi-currency cards that enable your employees to make purchases in multiple currencies from held balances in your Airwallex Wallet. This can be useful in eliminating costly and unnecessary currency conversion fees on international spend. Airwallex Borderless Cards are free to create and you can start using them immediately online. Pay for goods and services anywhere Visa is accepted, both online and in store.
When should I use a company card vs an employee card?
Company cards are good for business purchases that are typically made online and on behalf of the entire company or specific teams and departments. This could include purchases such as software subscriptions, office supplies, supplier payments, and marketing expenses. Company cards are currently only available as a virtual card. As an admin, you will be able to access card details for company cards.
Employee cards are great for individual employee purchases either made online or in person. This could include travel expenses like airfare or hotels and incidental purchases like coffee or snacks. Cardholders can also add their employee cards to their digital wallet for easy, contactless purchasing. As an admin, you will not be able to access card details for employee cards. Only the cardholder will be able to access their card details.
What are the benefits of an international corporate business debit card?
Businesses paying for goods and services in more than one currency can benefit from the reduced fees associated with a multi-currency card. With an Airwallex Borderless Card, you can pay for domestic and international purchases directly from held currency balances in your Airwallex Wallet, eliminating unnecessary FX conversion fees. If you don’t have the necessary balance in the required currency, we’ll auto-convert available funds in your home currency using the interbank FX rate. You'll also benefit from 0% foreign card transaction fees and no hidden charges.
Airwallex Borderless Cards are designed to streamlined your approach to company spending and give you more visibility and control. Eliminate the burden of manual reimbursements, set spending limits and controls, create custom approval workflows, and instantly create, freeze, or cancel cards. You'll always have a complete real-time view of card activity.