Individual KYC Requirements - SG
Below are the KYC requirements for the Singapore (SG) individual onboarding. There are more optional fields available in the full schema API for you to pass over additional information you wish to provide for an account to support the application.
KYC requirements
| Parameter | Description |
|---|---|
account_details | Relevant information associated with Airwallex account. |
account_details.individual_details | General information about the individual, such as their name, address, and other relevant details. |
account_details.individual_details.residential_address | Residential address of the individual. |
account_details.individual_details.residential_address.address_line1 | The first line of a physical address, typically including the street number and name of the building or residence. A P.O. box is not acceptable. |
account_details.individual_details.residential_address.country_code | Country code. (2-letter ISO 3166-2 country code) |
account_details.individual_details.residential_address.postcode | Postal code or zip code. Only applicable if relevant to selected country. |
account_details.individual_details.residential_address.state | Name of state. Only applicable if relevant to selected country. |
account_details.individual_details.residential_address.suburb | Name of city/suburb. |
account_details.individual_details.date_of_birth | Birth date of the individual in YYYY-MM-DD format. |
account_details.individual_details.first_name | First name (given name) of the individual. |
account_details.individual_details.last_name | Last name (family name) of the individual. |
account_details.individual_details.live_selfie_file_id | File id for live photo selfie of the individual. |
account_details.individual_details.identifications | Details of the individual for identity verification, such as a passport, driver's license, or other government-issued ID card. |
account_details.individual_details.identifications.primary.identification_type | Type of identification. One of PASSPORT, PERSONAL_ID. |
account_details.individual_details.identifications.primary.issuing_country_code | Country where the license is issued. (2-letter ISO 3166-2 country code) |
account_details.individual_details.identifications.primary.passport | Passport. |
account_details.individual_details.identifications.primary.passport.front_file_id | File id of the photo of the front of the document. |
account_details.individual_details.identifications.primary.personal_id | Other government-issued ID card. |
account_details.individual_details.identifications.primary.personal_id.back_file_id | File id of the photo of the back of the document. |
account_details.individual_details.identifications.primary.personal_id.front_file_id | File id of the photo of the front of the document. |
account_details.individual_details.nationality | Nationality of the individual. (2-letter ISO 3166-2 country code). |
account_details.individual_details.occupation | Occupation of the individual. One of ACCOUNTANT, ADMINISTRATION, ARCHITECTURE, ARTIST, ATHLETE, BEAUTY, BUSINESSMAN, CONSTRUCTION, COOK, DELIVERY, DESIGNER, ENGINEER, FINANCE, GOVERNMENT, HEALTHCARE, INSURANCE, JOURNALIST, LEGAL, MANAGER, MARKETING, MEDIA, MILITARY, NURSE, OFFICER, OTHERS, PILOT, PROGRAMMER, PRODUCTION, REAL_ESTATE, SALESPERSON, SELF_EMPLOYMENT, STUDENT, SURVEYOR, TEACHER, TECHNICIAN, TRAVEL, UNEMPLOYED, WAITER. |
account_details.individual_details.employer | Information of the individual's employer. |
account_details.individual_details.employer.business_name | Name of the employer. |
account_details.individual_details.estimated_monthly_income | Estimate of monthly income. |
account_details.individual_details.estimated_monthly_income.currency | Currency of the income. (3-letter ISO 4217 currency code) |
account_details.individual_details.estimated_monthly_income.amount | Estimate of monthly income amount. |
account_details.individual_details.account_usage | Information on how the account will be used, such as sending/receiving countries and monthly volume. |
account_details.individual_details.account_usage.card_usage | Ways in which the account will use Airwallex borderless cards. Choose all that apply: GENERAL_EXPENSES, BUSINESS_EXPENSES, EDUCATION, TRAVEL_TRANSPORT, INSURANCE, SERVICES, BILLS_UTILITIES, INVESTMENT, FEES_CHARGES, HEALTHCARE, HOUSING, NO_CARD_USAGE. |
account_details.individual_details.account_usage.collection_country_codes | Countries from which the account will be collecting funds. (2-letter ISO 3166-2 country code) |
account_details.individual_details.account_usage.collection_from | Sources and counterparties from which the account will be collecting funds. Choose all that apply: ALLOWANCE_FROM_FAMILY, BENEFITS_FROM_STATE, EMPLOYMENT_INCOME, INVESTMENT_INCOME_NONPROPERTY, INCOME_FROM_PROPERTY, INCOME_FROM_MARKETPLLACES, INSURANCE, LOANS, SAVINGS, OTHER_THIRD_PARTIES, PAYMENT_REFUNDS. |
account_details.individual_details.account_usage.expected_monthly_transaction_volume | Estimate of expected monthly transaction volume. |
account_details.individual_details.account_usage.expected_monthly_transaction_volume.currency | Currency of the monthly transaction volume.. (3-letter ISO 4217 currency code) |
account_details.individual_details.account_usage.expected_monthly_transaction_volume.amount | Estimate of the expected amount of money to be collected or paid out each month. |
account_details.individual_details.account_usage.payout_country_codes | Countries to which the account will be paying funds. (2-letter ISO 3166-2 country code) |
account_details.individual_details.account_usage.payout_to | Beneficiaries and counterparties to which the account will be paying funds. Choose all that apply: CONNECTED_AWX_ACCOUNT, EDUCATIONAL_INSTITUTIONS, FRIENDS_OR_RELATIVES, MARKETPLACE_PLATFORM, MARKETPLACE_SELLERS, MOBILITY_PLATFORM, OTHER_THIRD_PARTY_INDIVIDUALS, OWN_BANK_ACCOUNT, OTHER_THIRD_PARTY_BUSINESSES, SECURITIES_BROKERS. |
account_details.individual_details.account_usage.product_reference | Intended product usage. Choose all that apply: CREATE_CARDS, MAKE_TRANSFERS, MARKETPLACE_WALLET, MOBILITY_WALLET, OTHERS, PAYROLL_WALLET, RECEIVE_TRANSFERS, TRADE_SECURITIES, TUITION_PAYMENTS. |
account_details.legal_entity_type | Type of account. Defaults to INDIVIDUAL. |
identifier | An ID to identify the account user on the client's platform. For platforms with public user profiles, this should be a link to the user profile (e.g. for a live streaming platform, a link to the content creator's channel should be provided). |
customer_agreements | Agreements collected from the user, such as acceptance of terms and conditions, or opt in for marketing. |
customer_agreements.agreed_to_data_usage | Consent to Airwallex using the provided data, including consent for Airwallex to verify the identity of relevant individuals with Airwallex service providers and database owners in accordance with the Identity Verification Terms. |
customer_agreements.agreed_to_terms_and_conditions | Agreement to abide by the Airwallex terms and conditions. |
customer_agreements.agreed_to_biometrics_consent | Consent to Airwallex collecting and processing the biometrics data (applicable if liveness check is conducted). |
primary_contact | Contact information for the the primary contact of the Airwallex specified account. It is required to provide at least one form of contact information. |
primary_contact.email | A valid email address. |
Account payload
JSON