Let’s choose a plan that fits your business needs
Monthly prices are in AUD and inclusive of GST. Terms & Conditions, additional Fees & Charges may apply.¹
Explore
For small businesses to manage, move, and grow funds globally
$29 or $0 /month
$0/month if you deposit at least $5k per month or hold a minimum balance of $10k²
Take a free 1 month trial³
Explore includes:
Business Accounts
- Open multiple accounts per entity
- Collect and hold in 20+ currencies
- Free transfers to 120+ countries
- Access to interbank FX rates
- Earn 3.72% on AUD and 3.94% on USD funds with Airwallex Yield* New
Spend
- Multi-currency company and employee cards with zero international fees
- Includes 2 free employee card users
Payments
- Online card and local payment method acceptance globally
Integrations
- Bank feeds sync with Xero, QuickBooks, and NetSuite
Grow
For growing businesses to track and control company and employee spend
$99 /month
Take a free 1 month trial³
Everything in Explore, plus:
Spend
- Track cards and reimbursements with Expense Management
- Manage domestic and international bills with Bill Pay
- Automated receipt and bill data extraction
- Customisable, multi-layer spend approvals
- Batch bill approvals and payments
Integrations
- Expenses and Bills sync with Xero and QuickBooks
Accelerate
For large businesses that require customised workflows and support
$499 /month
Everything in Grow, plus:
Enterprise Capabilities
- Central management of finances across global entities New
- Single sign-on Coming soon
Integrations
- Expenses and Bills sync with NetSuite
- HRIS platform integrations Coming Soon
Support
- Dedicated account manager
- Onboarding support
Custom
For high-volume businesses, custom API, and embedded finance use cases
Custom pricing
Custom plan for:
- High-volume businesses
- Custom API implementations
- Embedded finance integrations to launch your own financial products
1. The monthly fee is charged per business legal entity (note: one business legal entity may have multiple accounts). In addition to any monthly fees, per transaction fees will be applied for certain transactions such as FX, transfers, and payments processing. Per active spend user fees will be charged for cards and spend. Returns for Airwallex Yield are net of the management fees we charge as disclosed in the Yield AUD PDS and USD PDS. See our detailed fee schedule and terms for more information.
2. Deposit is defined as a minimum of AUD$5K (or equivalent in any currencies) through bank deposits, direct debits, or payment processing volumes during your monthly subscription. Balance is defined as a minimum of AUD$10K (or equivalent in any currencies) across your combined Wallet and Yield balance, calculated at the end of your monthly subscription. Terms & Conditions apply. See our terms for more information.
3. Subscription Fees for Explore and Grow will be waived for one month. Eligible customers only. Terms, conditions, additional fees & changes may apply. See our terms for more information.
Compare features
Compare plans | Explore | Grow | Accelerate | Custom |
|---|---|---|---|---|
| Try it for free | Try it for free | Get started |
 Business Accounts | ||||
Global Accounts and Wallet | ||||
Global Accounts to collect and hold in 20+ currencies |  | | | |
Multi-currency funds management in wallet | | | | |
Direct debit in and out | | | | |
Low balance alerts | | | | |
FX & Transfers | ||||
Access to interbank FX rates | 0.5% above interbank rates for major currencies, 1% for all others | 0.5% above interbank rates for major currencies, 1% for all others | 0.5% above interbank rates for major currencies, 1% for all others | Custom |
FX rate alerts | | | | |
Fast, free local transfers to 120+ countries | | | | |
SWIFT transfers to 150+ countries | $10-30/ transfer (SHA and OUR) | $10-30/ transfer (SHA and OUR) | $10-30/ transfer (SHA and OUR) | Custom |
Multi-layer transfer approval flows | | | | |
Scheduled ABA file support | | | | |
Automated FX transactions and transfers via API | | | | |
Scheduled international batch transfers | | | | |
Yield | ||||
Competitive returns on AUD/USD funds | 3.72% on AUD funds/3.94% on USD funds* | 3.72% on AUD funds/3.94% on USD funds* | 3.72% on AUD funds/3.94% on USD funds* | 3.72% on AUD funds/3.94% on USD funds* |
 Spend | ||||
Borderless Cards | ||||
Multi-currency company cards | 10 company cards | 50 company cards | Unlimited company cards | Custom |
Multi-currency employee cards | | | | |
Apple Pay and Google Pay support | | | | |
Card controls to limit spend and freeze/cancel cards | | | | |
Card contacts for shared access to company cards | | | | |
Global card issuing via API in 40+ countries | | | | |
Expense Management | ||||
Expense Management for cards and reimbursements | | | | |
Reimbursements to employees in 150+ countries | | | | |
Automated receipt data extraction | | | | |
Customisable, multi-layer expense approval flows | | | | |
Mobile app to submit and approve expenses | | | | |
Bill Pay | ||||
Upload, email, or sync bills from your accounting software | | | | |
Automated bill data extraction | | | | |
Customisable, multi-layer bill approval flows | | | | |
Domestic and international bill payments | | | | |
Spend users | ||||
Spend user fees | 2 free employee card users $15/additional employee card user/month | 2 free active spend users $15/additional active spend user/month | 2 free active spend users $15/additional active spend user/month | Custom |
 Payments | ||||
Payment processing fees | Domestic Cards: 1.65% + $0.30, International Cards: 3.40% + $0.30, Local Payment Methods: $0.30 + Payment method Fee | Domestic Cards: 1.65% + $0.30, International Cards: 3.40% + $0.30, Local Payment Methods: $0.30 + Payment method Fee | Domestic Cards: 1.65% + $0.30, International Cards: 3.40% + $0.30, Local Payment Methods: $0.30 + Payment method Fee | Custom |
Card acceptance and 160+ local payment methods | | | | |
Dynamic, multi-currency pricing | | | | |
Like-for-like settlement in 14 currencies | | | | |
No-code payment links | | | | |
Custom URL payment links | | | | |
eCommerce plugin integrations | | | | |
Custom website checkout via components, APIs, and SDKs | | | | |
3D Secure | | | | |
Adjustable risk thresholds | | | | |
Dispute management | | | | |
Subscription management for software-based businesses | | | | |
 Integrations | ||||
Bank feeds sync with Xero, QuickBooks, and NetSuite | | | | |
Expenses and Bills sync with Xero and QuickBooks | | | | |
CSV export for Expenses and Bills | | | | |
Advanced NetSuite integration | | | ||
HRIS platform integrations (coming soon) | | | ||
 Enterprise Capabilities | ||||
Custom roles and permissions | | | | |
Advanced, multi-currency reporting | | | | |
Central management of finances across global entities | | | ||
Single sign-on (coming soon) | | | ||
Embedded finance integrations | | |||
 Support | ||||
Help centre articles and FAQs | | | | |
Email support | | | | |
Dedicated account manager | | | ||
Onboarding support | | | ||
Custom API implementation | | |||
Business Accounts | |
Global Accounts and Wallet | |
Global Accounts to collect and hold in 20+ currencies | |
Multi-currency funds management in wallet | |
Direct debit in and out | |
Low balance alerts | |
FX & Transfers | |
Access to interbank FX rates | 0.5% above interbank rates for major currencies, 1% for all others |
FX rate alerts | |
Fast, free local transfers to 120+ countries | |
SWIFT transfers to 150+ countries | $10-30/ transfer (SHA and OUR) |
Multi-layer transfer approval flows | |
Scheduled ABA file support | |
Automated FX transactions and transfers via API | |
Scheduled international batch transfers | |
Yield | |
Competitive returns on AUD/USD funds | 3.72% on AUD funds/3.94% on USD funds* |
Spend | |
Borderless Cards | |
Multi-currency company cards | 10 company cards |
Multi-currency employee cards | |
Apple Pay and Google Pay support | |
Card controls to limit spend and freeze/cancel cards | |
Card contacts for shared access to company cards | |
Global card issuing via API in 40+ countries | |
Expense Management | |
Expense Management for cards and reimbursements | |
Reimbursements to employees in 150+ countries | |
Automated receipt data extraction | |
Customisable, multi-layer expense approval flows | |
Mobile app to submit and approve expenses | |
Bill Pay | |
Upload, email, or sync bills from your accounting software | |
Automated bill data extraction | |
Customisable, multi-layer bill approval flows | |
Domestic and international bill payments | |
Spend users | |
Spend user fees | 2 free employee card users $15/additional employee card user/month |
Payments | |
Payment processing fees | Domestic Cards: 1.65% + $0.30, International Cards: 3.40% + $0.30, Local Payment Methods: $0.30 + Payment method Fee |
Card acceptance and 160+ local payment methods | |
Dynamic, multi-currency pricing | |
Like-for-like settlement in 14 currencies | |
No-code payment links | |
Custom URL payment links | |
eCommerce plugin integrations | |
Custom website checkout via components, APIs, and SDKs | |
3D Secure | |
Adjustable risk thresholds | |
Dispute management | |
Subscription management for software-based businesses | |
Integrations | |
Bank feeds sync with Xero, QuickBooks, and NetSuite | |
Expenses and Bills sync with Xero and QuickBooks | |
CSV export for Expenses and Bills | |
Advanced NetSuite integration | |
HRIS platform integrations (coming soon) | |
Enterprise Capabilities | |
Custom roles and permissions | |
Advanced, multi-currency reporting | |
Central management of finances across global entities | |
Single sign-on (coming soon) | |
Embedded finance integrations | |
Support | |
Help centre articles and FAQs | |
Email support | |
Dedicated account manager | |
Onboarding support | |
Custom API implementation | |
Frequently asked questions
Which pricing plan is right for me?
We’ve put together a guide to help you understand which plan will be right for your business here.
How do I use the Explore plan without paying the $29 / month fee?
The $29 / month fee on the Explore plan will be waived if you deposit a minimum of AUD$5K (or equivalent in any currencies) through bank deposits, direct debits, or payment processing volumes during your monthly subscription or hold a minimum of AUD$10K (or equivalent in any currencies) across your combined Wallet and Yield balance at the end of your monthly subscription.
Does the monthly fee apply to each of my accounts?
No, Airwallex will only charge the monthly fee per each business legal entity that has signed up with Airwallex. You may have multiple accounts under one business legal entity, but you will only be charged per each business legal entity.
Are there additional fees besides the monthly plan fee?
In addition to the monthly fee, existing transaction fees for FX, Transfers, and Payment processing will still apply. Any spend users will be charged over the monthly plan allowance. Details on these fees are provided in the table above.
I'm a current Airwallex customer, will I be able to continue on my current pricing?
If you are a customer that signed up before 12 August 2024, your current pricing will continue until 30 September 2024. From 1 October 2024 onwards your new pricing plan will be in effect. We will reach out to you about getting started on the plan that is right for you.
Embedded Finance
Looking to launch your own financial products?
Build and monetise your own financial products leveraging Airwallex’s financial infrastructure and APIs. Get in touch with us to discuss custom implementation and pricing options.
