Let’s choose a plan that fits your business needs

Monthly prices are in AUD and inclusive of GST. Terms & Conditions, additional Fees & Charges may apply.¹

Explore

For small businesses to manage, move, and grow funds globally

$29 or $0 /month

$0/month if you deposit at least $5k per month or hold a minimum balance of $10k²

Try it for free

Take a free 1 month trial³

Explore includes:

Business Accounts

  • Open multiple accounts per entity
  • Collect and hold in 20+ currencies
  • Free transfers to 120+ countries
  • Access to interbank FX rates
  • Earn 3.70% on AUD and 3.61% on USD funds with Airwallex Yield* New

Spend

  • Multi-currency company and employee cards with zero international fees
  • Includes 2 free employee card users

Payments

  • Online card and local payment method acceptance globally

Integrations

  • Bank feeds sync with Xero, QuickBooks, and NetSuite
Best Value
Grow

For growing businesses to track and control company and employee spend

$99 /month

Try it for free

Take a free 1 month trial³

Everything in Explore, plus:

Spend

  • Track cards and reimbursements with Expense Management
  • Manage domestic and international bills with Bill Pay
  • Automated receipt and bill data extraction
  • Customisable, multi-layer spend approvals
  • Batch bill approvals and payments

Integrations

  • Expenses and Bills sync with Xero and QuickBooks
Accelerate

For large businesses that require customised workflows and support

$499 /month

Everything in Grow, plus:

Enterprise Capabilities

  • Central management of finances across global entities New
  • Single sign-on Coming soon

Integrations

  • Expenses and Bills sync with NetSuite
  • HRIS platform integrations Coming Soon

Support

  • Dedicated account manager
  • Onboarding support
Custom

For high-volume businesses, custom API, and embedded finance use cases

Custom pricing 

Custom plan for:

  • High-volume businesses
  • Custom API implementations
  • Embedded finance integrations to launch your own financial products

1. The monthly fee is charged per business legal entity (note: one business legal entity may have multiple accounts). In addition to any monthly fees, per transaction fees will be applied for certain transactions such as FX, transfers, and payments processing. Per active spend user fees will be charged for cards and spend. Returns for Airwallex Yield are net of the management fees we charge as disclosed in the Yield AUD PDS and USD PDS. See our detailed fee schedule and terms for more information.

2. Deposit is defined as a minimum of AUD$5K (or equivalent in any currencies) through bank deposits, direct debits, or payment processing volumes during your monthly subscription. Balance is defined as a minimum of AUD$10K (or equivalent in any currencies) across your combined Wallet and Yield balance, calculated at the end of your monthly subscription. Terms & Conditions apply. See our terms for more information.

3. Subscription Fees for Explore and Grow will be waived for one month. Eligible customers only. Terms, conditions, additional fees & changes may apply. See our terms for more information.

Compare features

Compare plans
Explore
Grow
Accelerate
Custom
Try it for freeTry it for freeGet started
Business Accounts

Global Accounts and Wallet

Global Accounts to collect and hold in 20+ currencies

Multi-currency funds management in wallet

Direct debit in and out

Low balance alerts

FX & Transfers

Access to interbank FX rates

0.5% above interbank rates for major currencies, 1% for all others

0.5% above interbank rates for major currencies, 1% for all others

0.5% above interbank rates for major currencies, 1% for all others

Custom

FX rate alerts

Fast, local transfers to 120+ countries

Free

Free

Free

Free

SWIFT transfers to 150+ countries

$10-30/ transfer (SHA and OUR)

$10-30/ transfer (SHA and OUR)

$10-30/ transfer (SHA and OUR)

Custom

Multi-layer transfer approval flows

Scheduled ABA file support

Automated FX transactions and transfers via API

Scheduled international batch transfers

Yield

Competitive returns on AUD/USD funds

3.70% on AUD funds/3.61% on USD funds*

3.70% on AUD funds/3.61% on USD funds*

3.70% on AUD funds/3.61% on USD funds*

3.70% on AUD funds/3.61% on USD funds*

Spend

Borderless Cards

Multi-currency company cards

10 company cards

50 company cards

Unlimited company cards

Custom

Multi-currency employee cards

Apple Pay and Google Pay support

Card controls to limit spend and freeze/cancel cards

Card contacts for shared access to company cards

Global card issuing via API in 40+ countries

Expense Management

Expense Management for cards and reimbursements

Reimbursements to employees in 150+ countries

Automated receipt data extraction

Customisable, multi-layer expense approval flows

Mobile app to submit and approve expenses

Bill Pay

Upload, email, or sync bills from your accounting software

Automated bill data extraction

Customisable, multi-layer bill approval flows

Domestic and international bill payments

Spend users

Spend user fees

2 free employee card users

$15/additional employee card user/month

2 free active spend users

$15/additional active spend user/month

2 free active spend users

$15/additional active spend user/month

Custom

Payments

Domestic cards

1.65% + $0.30

1.65% + $0.30

1.65% + $0.30

Custom

International cards

3.40% + $0.30

3.40% + $0.30

3.40% + $0.30

Custom

Local payment methods

$0.30 + Payment method Fee

$0.30 + Payment method Fee

$0.30 + Payment method Fee

Custom

Card acceptance and 160+ local payment methods

Dynamic, multi-currency pricing

Like-for-like settlement in 14 currencies

No-code payment links

Custom URL payment links

eCommerce plugin integrations

Custom website checkout via components, APIs, and SDKs

3D Secure

Adjustable risk thresholds

Dispute management

Subscription management for software-based businesses

Integrations

Bank feeds sync with Xero, QuickBooks, and NetSuite

Expenses and Bills sync with Xero and QuickBooks

CSV export for Expenses and Bills

Advanced NetSuite integration

HRIS platform integrations (coming soon)

Enterprise Capabilities

Custom roles and permissions

Advanced, multi-currency reporting

Central management of finances across global entities

Single sign-on (coming soon)

Embedded finance integrations

Support

Help centre articles and FAQs

Email support

Dedicated account manager

Onboarding support

Custom API implementation

Explore
Grow
Accelerate
Custom
Business Accounts

Global Accounts and Wallet

Global Accounts to collect and hold in 20+ currencies

Multi-currency funds management in wallet

Direct debit in and out

Low balance alerts

FX & Transfers

Access to interbank FX rates

0.5% above interbank rates for major currencies, 1% for all others

FX rate alerts

Fast, local transfers to 120+ countries

Free

SWIFT transfers to 150+ countries

$10-30/ transfer (SHA and OUR)

Multi-layer transfer approval flows

Scheduled ABA file support

Automated FX transactions and transfers via API

Scheduled international batch transfers

Yield

Competitive returns on AUD/USD funds

3.70% on AUD funds/3.61% on USD funds*

Spend

Borderless Cards

Multi-currency company cards

10 company cards

Multi-currency employee cards

Apple Pay and Google Pay support

Card controls to limit spend and freeze/cancel cards

Card contacts for shared access to company cards

Global card issuing via API in 40+ countries

Expense Management

Expense Management for cards and reimbursements

Reimbursements to employees in 150+ countries

Automated receipt data extraction

Customisable, multi-layer expense approval flows

Mobile app to submit and approve expenses

Bill Pay

Upload, email, or sync bills from your accounting software

Automated bill data extraction

Customisable, multi-layer bill approval flows

Domestic and international bill payments

Spend users

Spend user fees

2 free employee card users

$15/additional employee card user/month

Payments

Domestic cards

1.65% + $0.30

International cards

3.40% + $0.30

Local payment methods

$0.30 + Payment method Fee

Card acceptance and 160+ local payment methods

Dynamic, multi-currency pricing

Like-for-like settlement in 14 currencies

No-code payment links

Custom URL payment links

eCommerce plugin integrations

Custom website checkout via components, APIs, and SDKs

3D Secure

Adjustable risk thresholds

Dispute management

Subscription management for software-based businesses

Integrations

Bank feeds sync with Xero, QuickBooks, and NetSuite

Expenses and Bills sync with Xero and QuickBooks

CSV export for Expenses and Bills

Advanced NetSuite integration

HRIS platform integrations (coming soon)

Enterprise Capabilities

Custom roles and permissions

Advanced, multi-currency reporting

Central management of finances across global entities

Single sign-on (coming soon)

Embedded finance integrations

Support

Help centre articles and FAQs

Email support

Dedicated account manager

Onboarding support

Custom API implementation

Frequently asked questions

Which pricing plan is right for me?

We’ve put together a guide to help you understand which plan will be right for your business here.

How do I use the Explore plan without paying the $29 / month fee?

The $29 / month fee on the Explore plan will be waived if you deposit a minimum of AUD$5K (or equivalent in any currencies) through bank deposits, direct debits, or payment processing volumes during your monthly subscription or hold a minimum of AUD$10K (or equivalent in any currencies) across your combined Wallet and Yield balance at the end of your monthly subscription.

Does the monthly fee apply to each of my accounts?

No, Airwallex will only charge the monthly fee per each business legal entity that has signed up with Airwallex. You may have multiple accounts under one business legal entity, but you will only be charged per each business legal entity.

Are there additional fees besides the monthly plan fee?

In addition to the monthly fee, existing transaction fees for FX, Transfers, and Payment processing will still apply. Any spend users will be charged over the monthly plan allowance. Details on these fees are provided in the table above.

I'm a current Airwallex customer, will I be able to continue on my current pricing?

If you are a customer that signed up before 12 August 2024, your current pricing will continue until 30 September 2024. From 1 October 2024 onwards your new pricing plan will be in effect.  We will reach out to you about getting started on the plan that is right for you.  

Embedded Finance

Looking to launch your own financial products?

Build and monetise your own financial products leveraging Airwallex’s financial infrastructure and APIs. Get in touch with us to discuss custom implementation and pricing options.

Sign up online today