Terms & Policies
United StatesFee Schedule (US Customers)
Last updated: 28 March 2025
The following fees and charges apply with respect to customers of Airwallex US, LLC.
Business Account
Description | Standard Fee (USD) |
FX Rates* | |
USD, HKD, CNY, AUD, EUR, GBP, CAD, SGD, CHF, NZD, JPY | 0.50% |
SEA, KRW, BDT, LKR, NPR, PKR, TRY, DKK, NOK, SEK, CZK, HUF, HRK, RON, PLN, MXN, ILS, ZAR,ARS,BOB,BRL,CLP,COP,EGP,MAD,PEN,UYU,AED,SAR, AOA, BWP, BGN, XAF, GMD, KES, LSL, MGA, MWK, NAD, NGN, PYG, RWF, XOF, ZMW | 1.00% |
FX Quotes** | |
1-Minute Quote Validity | 0.04% |
15-Minute Quote Validity | 0.08% |
30-Minute Quote Validity | 0.10% |
1-Hour Quote Validity | 0.12% |
4-Hour Quote Validity | 0.20% |
8-Hour Quote Validity | 0.25% |
24-Hour Quote Validity | 0.30% |
Collections | |
Global Account Creation Fee | $0 |
Global Account Receiving Funds Fee | 0.60% for KRW collections 0% for other currencies |
Payments | |
Transfers in CNY | 0.10% |
Local Transfer Fee (incl. BPAY and FPS) | $0 |
SWIFT (SHA) Transfer Fee (incl. RTGS and FedWire)*** | $15 per transfer |
SWIFT (OUR) Transfer Fee**** | $25 per transfer |
Other Fees & Charges | |
Break Costs | Varies |
API Integration Set Up Fee | To be advised. |
Notes:
* The customer mark-up / margin will be included as the FX Exchange Rate that is used to convert one currency for another currency. If any currency is not listed, it will be treated as an “other currency”.
** The Quotes mark-up / margin will be included in addition to the customer mark-up / margin in FX Rates as the FX Exchange Rate that is used to convert one currency for another currency. This feature is only available for customers on API version 2024-06-30 or later.
*** SHA: Both the client (sender) and beneficiary will pay fees to the sending bank i.e. fees for the outgoing transfer. Beneficiary will receive the amount transferred less the intermediary banks' fees.
**** OUR: The client pays for the wire transfer fees charged by intermediary banks.
Payment Acceptance
1. General Fees
Description | Airwallex Fee | Charging Method |
Gateway Fee (incl. fraud & 3DS) | $0.30 | per attempted or actual Transaction |
Foreign Currency Settlement Fee* | 0.50% | per settlement of a non-USD Transaction in the same non-USD currency |
FX Conversion Fee* | 1.00% | per conversion of a Transaction currency into the Settlement Currency |
Refund Fee^ | US$0.30 (plus any network charges) | per Refund request |
Chargeback Fee^ | US$15 per dispute (plus any network charges) | per Chargeback request |
Account Updater Fee [1] | $0.25 | per Card update |
* The Foreign Currency Settlement Fee is not applicable to Transactions made by Local Payment Methods. The Foreign Currency Settlement Fee and the FX Conversion Fee are separate fees.
^ These fees exclude any additional fees or charges imposed by a Network. Such fees and charges will be passed onto you by Airwallex.
[1] Account Updater automatically updates your customers’ saved card information for Visa and Mastercard cards. The fee only applies to Enterprise customers. This feature is enabled by default to increase transaction success rates. To disable this, contact your Account Manager.
2. Pre-chargeback Service Fees
The following fees apply
Description | Standard Fee (USD) | Charging Method |
Visa rapid-dispute-resolution (RDR) Service Fee | $15.00 | per RDR case |
3. Payment Method Fees (Blended)
Description | Airwallex Fee | Charging Method |
Domestic Cards - Visa and Mastercard | 2.80% + 0.30 USD | per Transaction |
International Cards - Visa, Mastercard and all UnionPay cards | 4.30% + 0.30 USD | per Transaction |
4. Local Payment Methods (Blended)
Description | Airwallex Fee | Charging Method |
Other payment methods Refer to: https://www.airwallex.com/us/online-payments-capability | $0.30 + Payment Method Fee | per Transaction |
Some of these fees may appear as one combined fee on your invoice. For example, an International Card transaction may appear as one fee that combines the Payment Method Fee and Foreign Currency Settlement Fee in the same line item. If you have any questions about the fees on your invoice, please contact us and we can help clarify any questions.
5. Subscription Management (API only)
Description | Airwallex Fee | Charging Method |
Collect recurring subscription payments from your customers | 0.40% | per successful transaction |
6. Custom URL Payment Links
Description | Airwallex Fee | Charging Method |
Customized URL for payment links | $10 | Per custom link per month |