Yield
Start earning more with your money
Access competitive multi-currency returns compared to traditional bank savings accounts and earn up to 1.17% on SGD and up to 3.89% on USD*.
Start earning from day one
Open an Airwallex account online in minutes and start benefitting from daily returns - no waiting period, no paperwork bottlenecks.
Flexible funds that are always accessible
Move funds freely between accounts with no lock-up periods. Get instant access for a small fee.*
Grow your money across multiple currencies
Earn steady returns across your multi-currency balances, without having to open multiple accounts.
Keep your balance data accurate
Sync your Yield balances and returns to Xero in real time for faster reconciliation.
Grow your funds faster than with your traditional bank**
Up to
Up to
** Traditional rates used for comparison are an average of major traditional banks' business plan per annum rates as at 5 Jun 2025.
Calculator
See how much you can grow your cash
Earn daily multi-currency returns on your balances, with no minimum required and no lock-up periods. Rate of return depends on the Airwallex pricing plan your business is on.
| Pricing Plan | Yield Rate | Est. Earnings P.A.* |
|---|---|---|
| Accelerate | 1.17% p.a. | +2,925 SGD |
| Grow | 0.79% p.a. | +1,975 SGD |
| Explore | 0.68% p.a. | +1,700 SGD |
This calculator illustrates potential returns for the displayed rate for this money market fund, based on an annualized projection of the previous 7 days of performance as of 8 December 2025. Past performance is not indicative of future results. You should seek advice from a financial adviser before making any investment decision. In the event that you choose not to seek advice from a financial adviser, you should consider whether the investment is suitable for you.
Get Started
Start growing your funds in just a few clicks*
Sign up for a Yield account
Your Yield account is integrated within the Airwallex WebApp. Move funds as often as you'd like between your cash balances and your Yield account.
Sit back and put your money to work
You benefit from returns on a daily basis. Easily track your lifetime earnings across currencies.
Cash out whenever you need
Funds generally settle from your Yield account to your cash balances in 1 business day. You can also instantly withdraw your funds for a nominal fee.
Security
Keeping your funds safe
Your funds are held in money market funds managed by Fullerton and Goldman Sachs, designed to protect your balance while delivering consistent returns. These investments focus on stability and quick access, with a strong track record of low risk. They are often used by large companies and banks to guard against inflation.
Your funds are always segregated from Airwallex’s assets. They can only be utilised based on the instructions you give Airwallex.
Airwallex Yield: Frequently asked questions
What is Airwallex Yield?
Airwallex Yield gives you a simple, low-risk way to invest your idle cash. You can invest both your SGD and USD balances and start earning returns instantly.* You can withdraw your funds from Yield at any time, with funds settling into your cash balances in your Airwallex account.
How does Airwallex Yield work and what returns could I earn on my balance?
Through Airwallex Yield, customers can earn returns on both Singapore and US dollars in low-risk money market funds. A money market fund is a fund that invests in a range of liquid, low-risk assets. Assets in money market funds typically include cash and cash-like investments with short maturities and high ratings, such as certificates of deposit, treasury bills and commercial paper.
The returns reflect the performance of an investment in the underlying fund over the 7 calendar day period for USD, and 5 business day period for SGD, ending on the date stated, which is then annualised. Past performance is not indicative of future results. All investments carry risk.
Airwallex Yield invests in Goldman Sachs USD Standard VNAV Fund, Institutional Accumulation Class (USD) and Fullerton SGD Cash Fund, Class A (SGD), which have historically tracked local cash interest rates for the region.
How long does it take for funds to move in and out of my Airwallex Yield account?
If you choose to withdraw money or deposit money into Yield before the following cutoff times, your transaction will normally settle to your cash balance the next business day:
SGD: 15:59 SGT
USD: 23:59 SGT
Yield deposits are not processed during public holidays.
SGD orders will not be processed during SG Public Holidays, SG Bank Holidays and weekends.
USD orders will not be processed during US Public Holidays, SG and USD Bank Holidays and weekends.
*Indicative rate is based on historical annualized rate of underlying funds as of 8 December 2025, net of Airwallex fees and assumes subscription to the Accelerate tier at SGD 399/ month. Click here to learn more. Yield is not a savings or deposit product. Investments involve risks, including the possible loss of principal amount invested. Past performance is not indicative of future results. You should seek advice from a financial adviser before making any investment decision. In the event that you choose not to seek advice from a financial adviser, you should consider whether the investment is suitable for you. Screenshots of the product are for illustrative purposes only. The Instant Withdrawals service is provided by a different legal entity, namely, Airwallex (Singapore) Pte. Ltd. ("Airwallex Singapore"). Additional terms and conditions shall apply. Airwallex Singapore is licensed in Singapore as a Major Payment Institution and is regulated by the Monetary Authority of Singapore (License No. PS20200541).