Banking as a Service
A full-fledged financial services solution for your customers
Unlock new lines of revenue by natively embedding accounts, cards, and lending opportunities into your platform.
More value for your customers, more revenue for your platform
Service your customers’ global payments and financial services needs directly from your platform. Explore multiple ways to monetise, including earning from markups on FX and payouts, per transaction fees, and more.
Offer local currency accounts in 20+ currencies
Create domestic and foreign currency accounts for customers in minutes that come with dedicated account numbers and local bank codes.
Allow customers to hold funds in 23+ currencies
Let customers hold funds in 23 currencies, convert currencies at interbank rates, and perform other financial operations.
Streamline global money movement
Make it easy for your customer to collect, convert, and send fast, cost-effective payouts to 150+ countries and regions.
Issue cards in 40+ markets
Utilise the Airwallex BIN alongside our global infrastructure to provision single or multi-use cards for your customers.
Intelligently extend lines of credit
Offer loans to customers, assess credit worthiness on an ongoing basis, and programmatically sweep funds for repayment.
A suite of global financial services at your customers’ fingertips
Global Accounts
Programmatically create accounts onlineEnable customers to receive funds in local currencyKnow funds are safe, secure, and accessible at all timesHeld balances
Give customers the ability to hold 23+ currenciesSimplify conversion and access interbank rates across 1,000+ currency pairsOffer advanced features to smartly manage FX riskFunds movement
Simplify collections, including via Direct DebitOffer a variety of payout options, including batch paymentsSupport a wide range of global and local payment routesDebit Cards
Support Apple Pay and Google PayCreate corporate or individual cardsSet rules around merchant category, transaction limits, and moreOffer advanced features like Remote Authorisation out of the boxLending
Gain insight into customers’ sales performance and cash volumes to continually assess credit riskInstantly disburse funds to customers, including via debit cards that pull from a shared funds poolProgrammatically sweep funds for real-time principal and interest repaymentsFunds Flow Configuration
Manage how your global funds flow
Allow your customers to open local currency accounts around the world, hold and convert multiple currencies, streamline global payouts, simplify purchases with multi-currency cards, and access lines of credit.
Global Accounts
Programmatically create accounts with local bank details in 60+ countries for your customers.
Airwallex partners with a network of leading global banks to offer secure, reliable, and compliant infrastructure that gives you the confidence to embed feature-rich financial products into your platform.
Decrease time to market with our flexible deployment options and customisable solutions
Pre-built components
Fully API-based solutions
Flexible pricing controls
Pre-built components
Fully API-based solutions
Flexible pricing controls
Hassle-Free Onboarding
Easily onboard connected accounts globally with a single integration
Pre-built components to simplify deployment
Deliver a conversion-optimised, frictionless onboarding experience without the hassle of building your own native flow.
Streamlined KYC for businesses and individuals
Airwallex handles global Know Your Customer (KYC) requirements so that you can focus on running your core business.
Dynamic processes based on local regulations
We dynamically adjust KYC information collection to meet local compliance requirements, based on country and business model.
For Developers
Designed for developers, by developers.
Best-in-class developer tools
Integrate in a fraction of the time with our high-quality developer capabilities, libraries, and APIs.
Complex use cases made easy
Our comprehensive APIs and proprietary financial infrastructure can be tailored to suit your most complex requirements, all supported by our world-class technical teams.
Flexible deployment options
Decrease time to market with pre-built components and elements or build natively with a full API integration.
Embedded Finance Case Studies
Helping Stake collect, hold, convert, and make payouts
The Challenge
Digital trading platform, Stake, is on a mission to help people invest without brokerage fees and borders. The company needed a reliable global technology partner to help them support global share trading, hold funds in multiple jurisdictions, and confidently make timely programmatic payouts.
The Solution
Through a single API deployment, Stake relied on Airwallex’s Embedded Finance solution to collect, hold, convert, and pay out funds in multiple currencies, enabling them to facilitate customer share trades in new markets. With Airwallex, Stake was able to implement new functionality quickly and efficiently, allowing them to remain focused on their core customer objectives. Airwallex’s solution also served as a ledger for Stake, making it easy for them to track high-volume money movement and balances in real time.
TradeBridge redefines modern finance with Airwallex
The Challenge
TradeBridge offers multi-currency funding to businesses in the eCommerce, healthcare, and corporate sectors. They needed a solution which would allow funds to be delivered to clients efficiently, in multiple currencies, without hidden costs. TradeBridge wanted to provide a business-focussed service that would let clients access funds immediately, convert those funds to their preferred currency, and use them without waiting days for a bank transfer.
The Solution
With Airwallex, TradeBridge can create multi-currency wallets for each client, enabling the company to quickly deliver funds in the client’s preferred currency, without hidden transfer fees. They can collect multi-currency repayments directly from marketplaces such as Amazon and PayPal into the wallet. Clients can also use Airwallex or their preferred PSP to settle funds directly from their eCommerce website into their wallet. With Airwallex’s API, TradeBridge can view client receivables instantly from one centralized account and unlock additional funding for clients based on real-time sales data.
Enabling Volopay's corporate card offering
The Challenge
Volopay is a spend management platform that offers corporate cards, automated expense management, and accounting integrations that streamline financial operations, helping businesses save time and money while elevating the role of their finance teams. The company needed a reliable global infrastructure partner who could help them to efficiently scale their corporate card proposition.
The Solution
Using Airwallex’s Embedded Finance infrastructure, Volopay was able to seamlessly issue white-labeled physical and virtual prepaid cards to their customers in Australia through a single API integration. The platform utilized Airwallex’s BIN and global infrastructure to provision corporate cards that could be used for one-time or recurring purchases. Volopay was also able to customize cards with their own branding.
