Embedded Finance
Embedded finance for global
platformsmarketplacesplatforms
Unlock new revenue streams and create a better customer experience by offering global financial services to your customers.
A powerful and accessible approach to embedded finance
Gain a competitive advantage by building your own global payments and financial products. Allow your customers to manage their global finance needs without ever having to leave your platform.
Manage fund flows. Monetise your way
Automate fund flows among accounts connected to your platform. View transaction level data and simplify reconciliation with reports generated by Airwallex.
Your brand, your UI. Our infrastructure
Get started quickly with our prebuilt flows and customise your own UI. We offer everything you need to embed a bespoke payments and finance experience within your platform.
Streamlined onboarding and compliance
Speed up your path to launch by building on top of our unified layer of 60 licenses and registrations globally. Let us take care of global KYC, AML, sanctions screening, and identity verification requirements.
Product Offerings
Global financial infrastructure to elevate your platform
Global Treasury
Banking as a Service
Payments for Platforms
Global Treasury
Banking as a Service
Payments for Platforms
For Developers
Designed for developers, by developers
Best-in-class developer tools
Integrate in a fraction of the time with our high-quality developer capabilities, libraries, and APIs.
Complex use cases made easy
Our comprehensive APIs and proprietary financial infrastructure can be tailored to suit your most complex requirements, all supported by our world-class technical teams.
Flexible deployment options
Decrease time to market with pre-built components and elements or build natively with a full API integration.
Embedded Finance Case Studies
How ZipHQ implemented an end-to-end payments experience
The Challenge
ZipHQ offers customers a digitalized holistic solution to their corporate spend. They were looking to strengthen their product offering by embedding an end-to-end payments solution. ZipHQ needed a partner who could support their launch of Zip Pay, an integrated reimbursement feature, and allow them to manage customer onboarding across four continents, offer multi-currency wallets, and deliver fast local payouts worldwide.
The Solution
Using Airwallex’s Global Treasury solution, ZipHQ was able to build on top of Airwallex’s global infrastructure and avoid the complexity of having to secure and maintain their own financial service licenses worldwide. They’ve been able to develop a compelling end-to-end payments offering for their customers–one that spans global collections, currency conversion, and global bill payment via fast and cost-effective local payment rails.
Brex expands their global footprint
The Challenge
Brex is a fintech company with the mission to empower employees anywhere to make better financial decisions. They aim to revamp the business banking experience by providing a modern, tech-driven alternative to traditional banks. To fuel their growth, Brex needed a partner with international reach who could help them unlock new markets, and allow them to service multinational customers.
The Solution
With Airwallex’s Global Treasury solution, Brex has been able to accelerate its global growth and meet the needs of their multi-entity customers. Through a single API integration, they’ve made it straightforward to collect top-ups locally in multiple markets and to seamlessly convert currencies at competitive rates. Their customers can then pay supplier invoices and employee reimbursements at scale through fast, cost-effective local payment rails.
Navan streamlines global reimbursements
The Challenge
Navan delivers one of the first enterprise technologies utilizing the cloud, mobile, and AI to balance business needs with today's modern standards. Their corporate travel and expense solution allows users to easily book, view, and manage business travel and expenses. For Navan’s reimbursement offering, they needed a global partner who could help them manage and accelerate their global payouts to their customers’ employees around the world.
The Solution
Through Airwallex’s Global Treasury solution, Navan has been able to efficiently manage employee reimbursements at scale for its multinational customers. Through a single API integration, they’ve streamlined local top-ups, managed FX risk, and used local payment rails to quickly and cost-effectively disburse reimbursements around the world.
Helping Stake collect, hold, convert, and make payouts
The Challenge
Digital trading platform, Stake, is on a mission to help people invest without brokerage fees and borders. The company needed a reliable global technology partner to help them support global share trading, hold funds in multiple jurisdictions, and confidently make timely programmatic payouts.
The Solution
Through a single API deployment, Stake relied on Airwallex’s Embedded Finance solution to collect, hold, convert, and pay out funds in multiple currencies, enabling them to facilitate customer share trades in new markets. With Airwallex, Stake was able to implement new functionality quickly and efficiently, allowing them to remain focused on their core customer objectives. Airwallex’s solution also served as a ledger for Stake, making it easy for them to track high-volume money movement and balances in real time.
How SHEIN manages end-to-end marketplace payments
The Challenge
SHEIN, the well known global fashion and lifestyle e-retailer, is committed to making the beauty of fashion accessible to all. They use on-demand manufacturing to bring a variety of affordable products to customers in more than 150 countries. To support the growth of their global business, SHEIN needed an end-to-end global payments solution spanning payments acceptance, currency conversion, and payouts across multiple geographies.
The Solution
With Airwallex's Payments for Platforms solution, SHEIN was able to collect online payments from consumers around the world via multiple currencies and payment methods, eliminate costly conversion fees via like-for-like settlement, and streamline payouts to its global base of sellers. Airwallex's global coverage and proprietary infrastructure allowed SHEIN to accelerate its growth worldwide.