Australia (AU)

Below are the KYC requirements for the Australia (AU) business onboarding. There are more optional fields available in the full schema API for you to pass over additional information you wish to provide for an account to support the application.

Minimum verification requirements (Company, Partnership, Sole Trader)

Parameter	Company	Partnership	Sole Trader
`account_details`	Required	Required	Required
`account_details.business_details`	Required	Required	Required
`account_details.business_details.registration_address`	Required	Required	Required
`account_details.business_details.registration_address.address_line1`	Required	Required	Required
`account_details.business_details.registration_address.country_code`	Required	Required	Required
`account_details.business_details.registration_address.postcode`	Required	Required	Required
`account_details.business_details.registration_address.state`	Required	Required	Required
`account_details.business_details.registration_address.suburb`	Required	Required	Required
`account_details.business_details.as_trustee`	Optional	Optional	Optional
`account_details.business_details.attachments`	Optional	Required	Optional
`account_details.business_details.attachments.business_documents`	Optional; Full trust deed or unit holder register if any UBO's shares are held in trust	Required; Partnership agreement	Not applicable; must have a registered ABN
`account_details.business_details.attachments.business_documents.file_id`	Optional	Required	Optional
`account_details.business_details.attachments.business_documents.tag`	TRUST_DEED or UNIT_HOLDER_REGISTER	PARTNERSHIP_AGREEMENT	Optional
`account_details.business_details.business_name`	Required	Required	Required
`account_details.business_details.business_structure`	COMPANY	PARTNERSHIP	SOLE_PROPRIETOR
`account_details.business_details.description_of_goods_or_services`	Required	Required	Required
`account_details.business_details.industry_category_code`	Required	Required	Required
`account_details.business_details.operating_country`	Required	Required	Required
`account_details.business_details.business_identifiers`	Required	Required	Required
`account_details.business_details.business_identifiers.number`	Required; could be ABN or ACN	Required; must be ABN	Required; must be ABN
`account_details.business_details.business_identifiers.type`	BRN	BRN	BRN
`account_details.business_details.business_identifiers.country_code`	AU	AU	AU
`account_details.business_details.account_usage`	Required	Required	Required
`account_details.business_details.account_usage.product_reference`	Required	Required	Required
`account_details.business_details.account_usage.estimated_monthly_revenue`	Required	Required	Required
`account_details.business_details.account_usage.estimated_monthly_revenue.currency`	Required	Required	Required
`account_details.business_details.account_usage.estimated_monthly_revenue.amount`	Required	Required	Required
`account_details.business_person_details`	All UBOs (including trust appointers if shares are held in trusts), and PPTA if applicable	All UBOs, and PPTA if applicable	The UBO
`account_details.business_person_details.residential_address`	Required	Required	Required
`account_details.business_person_details.residential_address.address_line1`	Required	Required	Required
`account_details.business_person_details.residential_address.country_code`	Required	Required	Required
`account_details.business_person_details.residential_address.postcode`	Required	Required	Required
`account_details.business_person_details.residential_address.state`	Required	Required	Required
`account_details.business_person_details.residential_address.suburb`	Required	Required	Required
`account_details.business_person_details.date_of_birth`	Required	Required	Required
`account_details.business_person_details.first_name`	Required	Required	Required
`account_details.business_person_details.identifications`	Required	Required	Required
`account_details.business_person_details.identifications.primary`	Required	Required	Required
`account_details.business_person_details.identifications.primary.identification_type`	Required; any government-issued IDs	Required; any government-issued IDs	Required; any government-issued IDs
`account_details.business_person_details.identifications.primary.issuing_country_code`	Required	Required	Required
`account_details.business_person_details.identifications.primary.drivers_license`	Optional	Optional	Optional
`account_details.business_person_details.identifications.primary.drivers_license.back_file_id`	Required if upload picture	Required if upload picture	Required if upload picture
`account_details.business_person_details.identifications.primary.drivers_license.effective_at`	Optional	Optional	Optional
`account_details.business_person_details.identifications.primary.drivers_license.expire_at`	Required if input ID details manually	Required if input ID details manually	Required if input ID details manually
`account_details.business_person_details.identifications.primary.drivers_license.front_file_id`	Required if upload picture	Required if upload picture	Required if upload picture
`account_details.business_person_details.identifications.primary.drivers_license.gender`	Required if input ID details manually and applicable to the issuance country	Required if input ID details manually and applicable to the issuance country	Required if input ID details manually and applicable to the issuance country
`account_details.business_person_details.identifications.primary.drivers_license.issuing_state`	Required if input ID details manually and applicable to the issuance country	Required if input ID details manually and applicable to the issuance country	Required if input ID details manually and applicable to the issuance country
`account_details.business_person_details.identifications.primary.drivers_license.number`	Required if input ID details manually	Required if input ID details manually	Required if input ID details manually
`account_details.business_person_details.identifications.primary.drivers_license.version`	Required if input ID details manually and applicable to the issuance country (e.g., card number in AU)	Required if input ID details manually and applicable to the issuance country (e.g., card number in AU)	Required if input ID details manually and applicable to the issuance country (e.g., card number in AU)
`account_details.business_person_details.identifications.primary.passport`	Optional	Optional	Optional
`account_details.business_person_details.identifications.primary.passport.front_file_id`	Required if upload picture	Required if upload picture	Required if upload picture
`account_details.business_person_details.identifications.primary.personal_id`	Optional	Optional	Optional
`account_details.business_person_details.identifications.primary.personal_id.back_file_id`	Required if upload picture	Required if upload picture	Required if upload picture
`account_details.business_person_details.identifications.primary.personal_id.effective_at`	Optional	Optional	Optional
`account_details.business_person_details.identifications.primary.personal_id.expire_at`	Required if input ID details manually	Required if input ID details manually	Required if input ID details manually
`account_details.business_person_details.identifications.primary.personal_id.front_file_id`	Required if upload picture	Required if upload picture	Required if upload picture
`account_details.business_person_details.identifications.primary.personal_id.number`	Required if input ID details manually	Required if input ID details manually	Required if input ID details manually
`account_details.business_person_details.last_name`	Required	Required	Required
`account_details.business_person_details.nationality`	Required	Required	Required
`account_details.business_person_details.roles`	One or more of the following: AUTHORISED_PERSON, BENEFICIAL_OWNER	One or more of the following: AUTHORISED_PERSON, BENEFICIAL_OWNER	One or more of the following: AUTHORISED_PERSON, BENEFICIAL_OWNER
`account_details.legal_entity_type`	Business	Business	Business
`customer_agreements`	Required	Required	Required
`customer_agreements.agreed_to_data_usage`	Required	Required	Required
`customer_agreements.agreed_to_terms_and_conditions`	Required	Required	Required
`primary_contact`	Required	Required	Required
`primary_contact.email`	Required	Required	Required

Minimum verification requirements (Trust)

Parameter	Trust
`account_details`	Required
`account_details.business_details`	Required
`account_details.business_details.registration_address`	Required
`account_details.business_details.registration_address.address_line1`	Required
`account_details.business_details.registration_address.country_code`	Required
`account_details.business_details.registration_address.postcode`	Required
`account_details.business_details.registration_address.state`	Required
`account_details.business_details.registration_address.suburb`	Required
`account_details.business_details.as_trustee`	Required if business structure is SELF_MANAGED_SUPER_FUND
`account_details.business_details.attachments`	Required
`account_details.business_details.attachments.business_documents`	Required; Full trust deed or unit holder register
`account_details.business_details.attachments.business_documents.file_id`	Required
`account_details.business_details.attachments.business_documents.tag`	TRUST_DEED or UNIT_HOLDER_REGISTER
`account_details.business_details.business_name`	Required
`account_details.business_details.business_structure`	SELF_MANAGED_SUPER_FUND or OTHERS
`account_details.business_details.description_of_goods_or_services`	Required
`account_details.business_details.industry_category_code`	Required
`account_details.business_details.operating_country`	Required
`account_details.business_details.business_identifiers`	Required
`account_details.business_details.business_identifiers.number`	Required; could be ABN or TFN
`account_details.business_details.business_identifiers.type`	BRN
`account_details.business_details.business_identifiers.country_code`	AU
`account_details.business_details.account_usage`	Required
`account_details.business_details.account_usage.product_reference`	Required
`account_details.business_details.account_usage.estimated_monthly_revenue`	Required
`account_details.business_details.account_usage.estimated_monthly_revenue.currency`	Required
`account_details.business_details.account_usage.estimated_monthly_revenue.amount`	Required
`account_details.business_person_details`	All UBOs (appointer of the trust), and PPTA if applicable
`account_details.business_person_details.residential_address`	Required
`account_details.business_person_details.residential_address.address_line1`	Required
`account_details.business_person_details.residential_address.country_code`	Required
`account_details.business_person_details.residential_address.postcode`	Required
`account_details.business_person_details.residential_address.state`	Required
`account_details.business_person_details.residential_address.suburb`	Required
`account_details.business_person_details.date_of_birth`	Required
`account_details.business_person_details.first_name`	Required
`account_details.business_person_details.identifications`	Required
`account_details.business_person_details.identifications.primary`	Required
`account_details.business_person_details.identifications.primary.identification_type`	Required; any government-issued IDs
`account_details.business_person_details.identifications.primary.issuing_country_code`	Required
`account_details.business_person_details.identifications.primary.drivers_license`	Optional
`account_details.business_person_details.identifications.primary.drivers_license.back_file_id`	Required if upload picture
`account_details.business_person_details.identifications.primary.drivers_license.effective_at`	Optional
`account_details.business_person_details.identifications.primary.drivers_license.expire_at`	Required if input ID details manually
`account_details.business_person_details.identifications.primary.drivers_license.front_file_id`	Required if upload picture
`account_details.business_person_details.identifications.primary.drivers_license.gender`	Required if input ID details manually and applicable to the issuance country
`account_details.business_person_details.identifications.primary.drivers_license.issuing_state`	Required if input ID details manually and applicable to the issuance country
`account_details.business_person_details.identifications.primary.drivers_license.number`	Required if input ID details manually
`account_details.business_person_details.identifications.primary.drivers_license.version`	Required if input ID details manually and applicable to the issuance country (e.g., card number in AU)
`account_details.business_person_details.identifications.primary.passport`	Optional
`account_details.business_person_details.identifications.primary.passport.front_file_id`	Required if upload picture
`account_details.business_person_details.identifications.primary.personal_id`	Optional
`account_details.business_person_details.identifications.primary.personal_id.back_file_id`	Required if upload picture
`account_details.business_person_details.identifications.primary.personal_id.effective_at`	Optional
`account_details.business_person_details.identifications.primary.personal_id.expire_at`	Required if input ID details manually
`account_details.business_person_details.identifications.primary.personal_id.front_file_id`	Required if upload picture
`account_details.business_person_details.identifications.primary.personal_id.number`	Required if input ID details manually
`account_details.business_person_details.last_name`	Required
`account_details.business_person_details.nationality`	Required
`account_details.business_person_details.roles`	AUTHORISED_PERSON and BENEFICIAL_OWNER
`account_details.legal_entity_type`	Business
`account_details.trustee_details`	Required only if business structure is SELF_MANAGED_SUPER_FUND
`account_details.trustee_details.business_details`	Required for corporate trustee under SMSF
`account_details.trustee_details.business_details.registration_address.address_line1`	Required for corporate trustee under SMSF
`account_details.trustee_details.business_details.registration_address.country_code`	Required for corporate trustee under SMSF
`account_details.trustee_details.business_details.registration_address.postcode`	Required for corporate trustee under SMSF
`account_details.trustee_details.business_details.registration_address.state`	Optional
`account_details.trustee_details.business_details.registration_address.suburb`	Required for corporate trustee under SMSF
`account_details.trustee_details.business_details.registration_address_english`	Required for corporate trustee under SMSF
`account_details.trustee_details.business_details.business_name`	Required for corporate trustee under SMSF
`account_details.trustee_details.business_details.business_person_details`	All UBOs, required for corporate trustee under SMSF
`account_details.trustee_details.business_details.business_person_details.residential_address`	Required
`account_details.trustee_details.business_details.business_person_details.residential_address.address_line1`	Required
`account_details.trustee_details.business_details.business_person_details.residential_address.country_code`	Required
`account_details.trustee_details.business_details.business_person_details.residential_address.postcode`	Required
`account_details.trustee_details.business_details.business_person_details.residential_address.state`	Optional
`account_details.trustee_details.business_details.business_person_details.residential_address.suburb`	Required
`account_details.trustee_details.business_details.business_person_details.date_of_birth`	Required
`account_details.trustee_details.business_details.business_person_details.first_name`	Required
`account_details.trustee_details.business_details.business_person_details.identifications`	Required
`account_details.trustee_details.business_details.business_person_details.identifications.primary`	Required
`account_details.trustee_details.business_details.business_person_details.identifications.primary.identification_type`	Required; any government-issued IDs
`account_details.trustee_details.business_details.business_person_details.identifications.primary.issuing_country_code`	Required
`account_details.trustee_details.business_details.business_person_details.identifications.primary.drivers_license`	Optional
`account_details.trustee_details.business_details.business_person_details.identifications.primary.drivers_license.back_file_id`	Required if upload picture
`account_details.trustee_details.business_details.business_person_details.identifications.primary.drivers_license.effective_at`	Optional
`account_details.trustee_details.business_details.business_person_details.identifications.primary.drivers_license.expire_at`	Required if input ID details manually
`account_details.trustee_details.business_details.business_person_details.identifications.primary.drivers_license.front_file_id`	Required if upload picture
`account_details.trustee_details.business_details.business_person_details.identifications.primary.drivers_license.gender`	Required if input ID details manually and applicable to the issuance country
`account_details.trustee_details.business_details.business_person_details.identifications.primary.drivers_license.issuing_state`	Required if input ID details manually and applicable to the issuance country
`account_details.trustee_details.business_details.business_person_details.identifications.primary.drivers_license.number`	Required if input ID details manually
`account_details.trustee_details.business_details.business_person_details.identifications.primary.drivers_license.version`	Required if input ID details manually and applicable to the issuance country (e.g., card number in AU)
`account_details.trustee_details.business_details.business_person_details.identifications.primary.passport`	Optional
`account_details.trustee_details.business_details.business_person_details.identifications.primary.passport.front_file_id`	Required if upload picture
`account_details.trustee_details.business_details.business_person_details.identifications.primary.personal_id`	Optional
`account_details.trustee_details.business_details.business_person_details.identifications.primary.personal_id.back_file_id`	Required if upload picture
`account_details.trustee_details.business_details.business_person_details.identifications.primary.personal_id.effective_at`	Optional
`account_details.trustee_details.business_details.business_person_details.identifications.primary.personal_id.expire_at`	Required if input ID details manually
`account_details.trustee_details.business_details.business_person_details.identifications.primary.personal_id.front_file_id`	Required if upload picture
`account_details.trustee_details.business_details.business_person_details.identifications.primary.personal_id.number`	Required if input ID details manually
`account_details.trustee_details.business_details.business_person_details.last_name`	Required
`account_details.trustee_details.business_details.business_person_details.nationality`	Required
`account_details.trustee_details.business_details.business_person_details.roles`	BENEFICIAL_OWNER
`account_details.trustee_details.business_details.business_structure`	Required
`customer_agreements`	Required
`customer_agreements.agreed_to_data_usage`	Required
`customer_agreements.agreed_to_terms_and_conditions`	Required
`primary_contact`	Required
`primary_contact.email`	Required

Australia (AU)

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Minimum verification requirements (Trust)

Minimum verification requirements (Company, Partnership, Sole Trader)