Payments
Payment solutions built for global commerce
Collect online payments in multiple currencies and local payment methods, boost global acceptance rates, and save on FX with Airwallex Payments.
Grow and protect your global revenue with a modern payments platform
Businesses of all shapes and sizes - from eCommerce stores and subscription businesses to online marketplaces and platforms - use Airwallex to reach new global customers, eliminate unnecessary currency fees, and protect against fraud.
Accept payments in a variety of local payment methods and 180+ countries
Boost checkout rates by pricing in local currency and letting customers pay with their preferred payment methods.
Boost conversion and acceptance rates
Benefit from Airwallex’s ML-powered optimisation engine, 3DS logic, and local acquiring to improve acceptance rates.
Eliminate costly FX conversion fees with like-for-like settlement
Collect and settle funds in the same currency without the hassle of setting up multiple entities or paying hidden conversion fees.
Reduce chargebacks with built-in fraud prevention
Identify suspicious transactions and reduce chargebacks with an AI-powered fraud engine.
Integration Methods
From no-code to fully customisable integration options to start accepting payments globally
Checkout
Payment Links
Payment Plugins
Payments API
Checkout
Payment Links
Payment Plugins
Payments API
Global Payments
Price, settle, and transfer funds in multiple currencies
Automatic currency conversion
Airwallex will use the location you specified or the one we detected to display the customer's local currency and relevant payment methods.
Like-for-like settlement
Settle funds from your customers in the same currencies they pay in, avoiding costly FX conversions back to your home currency.
Multi-currency transfers
Use the funds you settle into your multi-currency wallet to pay out to suppliers using Airwallex’s global payout network or corporate cards.
“We used to use Stripe integrated with Xero. We would send out our invoices to a US-based book store, for example, and they would pay us in USD, which our bank would then automatically convert to AUD. But in many instances, we would rather keep the funds in USD so that we could then pay US-based vendors. The unnecessary currency conversions at high exchange rates meant we were getting ripped off at every stage. Then we switched to Airwallex for payments acceptance, transfers, and global accounts."
Jon Tse
Co-Founder, Karst
"One thing was clear: We needed a simple-to-use, truly global financial solution that allowed us to seamlessly accept money from customers in multiple markets convert it to other currencies only when needed, and pay vendors in different countries. In other words, we needed to trade globally - not just Australia.”
Richard Li
Co-founder & CEO, July
“Let’s say we continue to expand in Korea,” Daven says. “Or perhaps further markets in Latin America or Europe—where we already have a very strong presence, we can make things as easy and convenient as possible by conducting smooth local transactions and prioritizing their preferred currencies and payment methods. We’re letting our clients know that we hear and support them—and that’s critical to our business.”
Daven Johnson
Founder & CEO, Gimme Swag
Global Authorisation
Boost revenue with higher acceptance rates across all your markets
Adaptive success rate optimisation
Airwallex’s ML-powered optimisation engine includes smart MCC assignment, automatic retries, ISO message optimisations, 3DS logic, and more to improve acceptance rates.
Saved payment details
Drive repeat sales by initiating payments based on your customers’ saved payment details.
Network tokenisation
Replace payment details with network-issued tokens to improve card acceptance rates and reduce processing costs.
Local acquiring
Set up payment processing in over 35 markets to avoid cross-border fees and increase acceptance rates from local cards.
Fraud Prevention
Safeguard your global revenue
Airwallex's fraud engine is fully integrated into our Payments platform, and helps you stop fraud before it occurs. It leverages our own models combined with external data sources to discern fraudulent transactions from legitimate ones.
Smart 3DS optimisation
Maximise global acceptance while staying compliant with local regulations. Our 3DS engine automatically picks the best strategy based on transaction risk, applicable regulatory exemptions, and policies.
AI-powered fraud engine
Our fraud engine uses AI trained on millions of transactions to detect and prevent fraud. This leads to higher payment success rates and lower fraud rates, protecting your business’s revenue.
Highest security standards
Airwallex meets the highest international security standards including PCI DSS, SOC1, and SOC2 compliance, in addition to our local regulatory requirements.
Applications that adapt to your business model
Billing Coming soon
Subscriptions
Invoices
Payments for Platforms
Embed payments into your platform or marketplace
White-label and offer Airwallex’s online payment processing solution to your customers. Programmatically create connected accounts, streamline onboarding and compliance, manage fund flows without requiring PayFac registration, and instantly transfer funds between connected accounts. Experience an end-to-end solution covering both global pay-ins and payouts.
For Developers
Designed for developers, by developers.
Best-in-class developer tools
Integrate in a fraction of the time with our high-quality developer capabilities, libraries, and APIs.
Complex use cases made easy
Our comprehensive APIs and proprietary financial infrastructure can be tailored to suit your most complex requirements, all supported by our world-class technical teams.
Accelerated integrations
We’ve partnered with the likes of Shopify, Xero, and NetSuite to engineer prebuilt integrations to help you get started quickly.
Grow your revenue by accepting a wide array of popular global and local payment methods
Global
Accept local payments from a wide range of popular payment methods. Availability dependent on merchant entity location.
Visa
One of the largest, most used global card networks.
Mastercard
One of the largest, most used global card networks.
American Express
A popular and widely used global credit card.
Apple Pay
The digital wallet of choice for many Apple device users.
Google Pay
The digital wallet from Google, popular with Android users.
Klarna
A popular Buy Now Pay Later payment method available in 20+ countries.
UnionPay
A popular and widely used global card essential for Chinese payers.
Skrill
A global e-wallet supporting more than 40 currencies.
Explore our 160+ payment methods
See our capabilities
Accept local payments from a wide range of popular payment methods. Availability dependent on merchant entity location.
Visa
One of the largest, most used global card networks.
Mastercard
One of the largest, most used global card networks.
American Express
A popular and widely used global credit card.
Apple Pay
The digital wallet of choice for many Apple device users.
Google Pay
The digital wallet from Google, popular with Android users.
RESOURCES
Discover the trends fueling cross-border eCommerce success
Airwallex surveyed over 3,000 consumers and interviewed leading merchants across Australia, China, Hong Kong, Singapore, the UK, and the US with the support of consulting firm Edgar, Dunn & Company in January 2024 to learn how businesses can drive global eCommerce growth.
Frequently asked questions
What is Airwallex's "like-for-like settlement" feature?
Like-for-like settlement enables you to settle funds from your sales into your Airwallex Wallet in the same currency you charge your customers, avoiding unnecessary FX conversions. That means you are not required to convert currencies received from your customers back to your home currency. For example, if you are an New Zealand-based merchant with customers in the UK, you can price in GBP, receive GBP, and transfer funds in GBP with Airwallex. This is especially useful if you have suppliers or employees based in the UK that need to be paid, as you don't have to convert the GBP to NZD and back to GBP, saving you fees on FX.
What payment methods does Airwallex offer?
Airwallex offers a variety of global and local payment methods so you can enable the right shopping experience for your customers. In addition to credit cards and debit cards, Airwallex offers 160+ payment methods across digital and mobile wallets, BNPL, bank transfers, and more. The specific payment methods available to your business depend on your location. You can find more information about our payment methods here.
Is Airwallex a payment gateway?
Yes, Airwallex acts as a payment gateway, payment processor, and acquirer. We enable merchants to accept payments from their global customers, handle the authorization and settlement of payments, and provide merchant accounts.