Meow and Airwallex: helping businesses save more with every transaction
Neobank Meow’s ambition is to ensure its business customers receive maximum savings when it comes to financial services. By partnering with Airwallex, Meow is offering a new card product that delivers even more value.
2% savings
on FX fees for G7 currencies with brand new card offering
1,000+
B2B customers served and counting
50% faster
go-to-market speed
Founded in 2021 by Bryce Crawford and Brandon Arvanaghi, Meow Technologies has rapidly established itself in the fintech sector, providing innovative financial solutions tailored for businesses big and small. Its platform integrates high-interest checking accounts, access to US Treasury Bills, and streamlined multi-account management, helping businesses optimize cash flow and achieve sustainable growth.
Industry
Fintech
Location
New York, NY
Company size
11–50 employees
Meow’s ambition: save businesses money
Meow, co-founded by Brandon Arvanaghi and Bryce Crawford, is a fintech company on a mission to provide every business with transparent, easy-to-use financial services. Its main goal is to help startups, mid-market, and small companies maximize savings and financial gains.
Powered by sponsor banks, Meow’s suite of financial services includes high-yield checking accounts, direct access to laddered US Treasury Bills (T-bills), and a digital platform that simplifies multi-account management.
Amid growing demand for liquidity and stability, businesses are turning to secure, high-yield investment options to fuel growth. Meow’s technology platform makes this easy while passing the maximum savings possible to the end customer.
The challenge
Launching a new product without compromising on savings or speed
Meow wanted to launch a new business card offering that would align with its core mission: helping companies save more and keep more. But offering global expense cards tied to business accounts isn’t simple, especially when the goal is to pass real financial benefits back to customers.
To deliver cash back and reduce foreign exchange (FX) costs, Meow needed a provider that offered embedded card infrastructure, seamless international capabilities, and fast, flexible APIs. Most importantly, it needed a partner that could move as quickly as its product team – and support future growth without requiring multiple vendors or costly custom integrations.
The solution
A strategic partnership with Airwallex
That’s when Meow came to Airwallex. Together, the companies created a Meow-branded card program that charged no transaction fees and rewarded customers with 1.5% cash back. Meow’s business customers can also choose to assign cards to employees and merchants, efficiently managing everything from travel expenses to subscriptions and payments, all through the intuitive Meow dashboard.
The partnership with Airwallex allowed Meow to scale and provide this new service more efficiently and smoothly than if it had worked with another provider.
Bryce Crawford
Co-Founder and CTO at Meow
"Airwallex stood out as the best option to help our customers save more money. We were looking for a partner that could innovate and grow alongside us, and Airwallex clearly meets that criteria."
The FX savings were another big win for Meow. Meow’s customers can save up to 2% on foreign exchange transactions. “I haven't seen that offered anywhere,” Crawford explained. With higher yields, cash back, and the ability to save on international transaction fees, Meow can further differentiate itself in a competitive market.
Issue and manage multi-currency cards at scale
The results
Immediate impact and a foundation for future growth
Meow's integration with Airwallex has been a game-changer. Using Airwallex’s APIs, Meow cut integration time in half compared to other providers, enabling faster deployment of the card program’s core digital components and freeing up resources to focus on compliance. These time savings helped reduce headcount costs and brought the card to market ahead of schedule.
Meow currently serves over 1,000 US businesses and is expanding its reach among small and midsize companies. Future goals include enhancing the card experience and expanding international payout capabilities. Since Meow uses a single integration with Airwallex’s APIs, it’s now easier for the business to develop and roll out additional offerings tied to the new card product.
As Meow expands into new jurisdictions, the strategic Airwallex partnership facilitates swift and compliant scalability.
What users say about Airwallex
"Airwallex has been a game changer for all our banking needs. As a fast-growing startup, we need a scalable yet cost-efficient batch payment solution to pay our employees and vendors both inside and outside Hong Kong. Airwallex helps us save money on every bank transfer with their near-zero transaction fee and market-beating FX rates. We also use Airwallex’s multi-currency Visa cards for business travel expenses and SaaS subscriptions to avoid hidden bank fees that would otherwise have been difficult to spot. Would highly recommend other startups to get started with Airwallex!"
Henson Tsai
Founder, SleekFlow
"Airwallex has been great for our team - it makes payments and transfers so much easier, and has saved us significant amounts of time compared to what we were doing before with HSBC. Airwallex's platform is easy to use and very intuitive. Airwallex virtual card has solved most of our painpoints with sharing corporate card numbers and credit card limits. The best part is being able to save money on all our monthly bank transfers, and we've already saved thousands of dollars by using Airwallex. Airwallex's support has also been highly responsive to troubleshoot any issues in a timely manner."
Sarah Chang
Co-founder & COO, Forkast.News
“Airwallex provides us with flexibility and cost savings in dealing internationally. We used Airwallex to receive our recent global fundraising round and pay international suppliers and are saving at least 5% per dollar transferred versus the big banks.”
George van Dyck
Finance Manager, Zoomo
“Airwallex has been a game changer for us. I cannot recommend these guys enough. The forex services are super efficient and super competitive. The customer service is not gold-plated, it's solid gold. One of the best eCommerce services for merchants we have come across since PayPal hit the scene 20 years ago."
Murray Kester
CEO, Cosmetics Now – eCommerce
“Having all our global SaaS subscriptions in one place has streamlined our finance processes and enabled better tracking and control of expenses. It’s even better knowing that Airwallex isn’t hitting us with any international transaction fees.”
Warren Durling
Chief Operating Officer, Dovetail – Digital Agency
“Airwallex is our one-stop shop for all our banking needs, in one easy-to-use interface. Without Airwallex, we would not have been able to scale our business as fast as what we’ve been able to achieve.”
Andrew Ford and Rosa-Clare Willis
Co-founders, Crockd – eCommerce
“Airwallex saves us $40,000 annually in collections costs from our sales on Amazon, which is the majority of our sales in the U.S. market. It also allows us to ‘repurpose’ our international currencies. For example, if we sell in Europe we can pay European suppliers in Euros as well. There’s no need to ‘double convert."
Edward Agaba
Controller, Dalstrong