Payments
Accept online payments globally in minutes
Internationalise your checkout. Collect payments online in multiple currencies and the payment methods your customers trust and choose. Boost global acceptance rates and save on FX.
Grow and protect your global revenue with a modern payments platform
Businesses of all shapes and sizes - from eCommerce stores and subscription businesses to online marketplaces and platforms - use Airwallex to reach new global customers, eliminate unnecessary currency fees, and protect against fraud.
Accept payments in a variety of local payment methods and 180+ countries
Boost checkout rates by pricing in local currency and letting customers pay with their preferred payment methods.
Boost conversion and acceptance rates
Benefit from Airwallex’s ML-powered optimisation engine, 3DS logic, and local acquiring to improve acceptance rates.
Eliminate costly FX conversion fees with like-for-like settlement
Collect and settle funds in the same currency without the hassle of setting up multiple entities or paying hidden conversion fees.
Reduce chargebacks with built-in fraud prevention
Identify suspicious transactions and reduce chargebacks with an AI-powered fraud engine.
Pricing
Say goodbye to expensive processing fees
Enjoy competitive processing fees on both domestic and international transactions and avoid hidden FX conversion fees.
Payments
World-class payment acceptance. View full fee schedule
UK Cards
Visa, Mastercard, Apple Pay and Google Pay
1.30% + 0.20 GBP
EEA Cards
Visa, Mastercard
2.40% + 0.20 GBP
International Cards
Visa, Mastercard, UnionPay
3.15% + 0.20 GBP
American Express Cards
American Express
2.40% + 0.20 GBP
Local Payment Methods
WeChat Pay, GrabPay and 160+ other methods. Click here to view full list
0.20 GBP + Payment Method Fee
Subscription Management (API only)
Collect recurring subscription payments from your customers
0.40%
Payment processing fees are in addition to the monthly fee of your selected plan. See pricing plan details here.
Global coverage. Local checkout.
Global Payments
Price, settle, and transfer funds in multiple currencies
Automatic currency conversion
Airwallex will use the location you specified or the one we detected to display the customer's local currency and relevant payment methods.
Like-for-like settlement
Settle funds from your customers in the same currencies they pay in, avoiding costly FX conversions back to your home currency.
Multi-currency transfers
Use the funds you settle into your multi-currency wallet to pay out to suppliers using Airwallex’s global payout network or corporate cards.
“We used to use Stripe integrated with Xero. We would send out our invoices to a US-based book store, for example, and they would pay us in USD, which our bank would then automatically convert to AUD. But in many instances, we would rather keep the funds in USD so that we could then pay US-based vendors. The unnecessary currency conversions at high exchange rates meant we were getting ripped off at every stage. Then we switched to Airwallex for payments acceptance, transfers, and global accounts."
Jon Tse
Co-Founder, Karst
"One thing was clear: We needed a simple-to-use, truly global financial solution that allowed us to seamlessly accept money from customers in multiple markets convert it to other currencies only when needed, and pay vendors in different countries. In other words, we needed to trade globally - not just Australia.”
Richard Li
Co-founder & CEO, July
“Let’s say we continue to expand in Korea,” Daven says. “Or perhaps further markets in Latin America or Europe—where we already have a very strong presence, we can make things as easy and convenient as possible by conducting smooth local transactions and prioritizing their preferred currencies and payment methods. We’re letting our clients know that we hear and support them—and that’s critical to our business.”
Daven Johnson
Founder & CEO, Gimme Swag
Fraud Prevention
Safeguard your global revenue
Airwallex's fraud engine is fully integrated into our Payments platform, and helps you stop fraud before it occurs. It leverages our own models combined with external data sources to discern fraudulent transactions from legitimate ones.
Smart 3DS optimisation
Maximise global acceptance while staying compliant with local regulations. Our 3DS engine automatically picks the best strategy based on transaction risk, applicable regulatory exemptions, and policies.
AI-powered fraud engine
Our fraud engine uses AI trained on millions of transactions to detect and prevent fraud. This leads to higher payment success rates and lower fraud rates, protecting your business’s revenue.
Highest security standards
Airwallex meets the highest international security standards including PCI DSS, SOC1, and SOC2 compliance, in addition to our local regulatory requirements.
Frequently asked questions
What is Airwallex's "like-for-like settlement" feature?
Like-for-like settlement enables you to settle funds from your sales into your Airwallex Wallet in the same currency you charge your customers, avoiding unnecessary FX conversions. That means you are not required to convert currencies received from your customers back to your home currency. For example, if you are an UK-based merchant with customers in the US, you can price in USD, receive USD, and transfer funds in USD with Airwallex. This is especially useful if you have suppliers or employees based in the US that need to be paid, as you don't have to convert the USD to GBP and back to USD, saving you fees on FX.
What payment methods does Airwallex offer?
Airwallex offers a variety of global and local payment methods so you can enable the right shopping experience for your customers. In addition to credit cards and debit cards, Airwallex offers 160+ payment methods across digital and mobile wallets, BNPL, bank transfers, and more. The specific payment methods available to your business depend on your location. You can find more information about our payment methods here.
Is Airwallex a payment gateway?
Yes, Airwallex acts as a payment gateway, payment processor, and acquirer. We enable merchants to accept payments from their global customers, handle the authorization and settlement of payments, and provide merchant accounts.