Borderless Cards
Virtual Card
Pay securely online and on the go with the Airwallex virtual debit card. Create virtual cards for your employee and business expenses instantly, and spend globally in multiple currencies with no transaction fees.
Virtual Cards
What is an Airwallex virtual Visa card?
The Airwallex virtual card is a digital Visa debit card that exists on your phone and computer. You can create new virtual cards in an instant and use them immediately. Each card will be linked to your Airwallex account and will come with unique card details. You can create unlimited virtual employee and company cards and use them to spend in multiple currencies from held balances in your account. If you don’t have the right currency balance available, your virtual card will auto-convert at Airwallex’s market-leading exchange rates, and you won’t be charged any transaction fees when using your virtual card at home or abroad.
Instant virtual cards for multi-currencies in a tap
Create new virtual Visa debit cards for employees and expense channels in an instant. Spend securely online and in-store via digital wallets with no domestic or international transaction fees.
Employee Cards
Create virtual employee cards for purchases like travel, client entertainment, and team offsites
Empower employees to spend globally on the go
Your employees can use their Airwallex virtual card on the move using Apple Pay and Google Pay.
Get full control over spending
Set spend limits for cards, restrict purchases by merchant type if necessary, and freeze or cancel cards instantly.
Gain real-time oversight on employee expenses
Get a full view of employee spending in the Airwallex app. Each card has a clear payment trail, making spend-tracking simple.
Company Cards
Create virtual company cards for expenses such as advertising, software subscriptions, and equipment
Keep track of company spending in one place
Get a real-time overview of corporate spend in the Airwallex app. Assign a virtual company card to each expense category for a simpler way to monitor spending.
Remove unnecessary risk
Set transaction limits for each card to eliminate the risk of accidental overspend. For added security on certain purchases, create single-use virtual cards that expire automatically once payment has been made.
Manage team budgets with transparency
Give multiple team members access to a shared card and get instant oversight on how their budget is being spent.
Expense Management
Expense management made easy
Get more from virtual cards when you activate built-in expense management. Automate your expense management workflows and free your team from the pain of manual reports. Your employees can upload receipts and submit expenses on the go via the Airwallex mobile app, you can design multi-layer approval workflows so expenses are signed off by the right team members, and you can sync expenses with your accounting software so your finance team can close the books faster each month.
Security
The Airwallex virtual card is safe and secure
Reduce the risk of card fraud
A virtual card cannot be lost or stolen, this greatly reduces the risk of card fraud, helping you keep your business safe.
Freeze or cancel virtual cards instantly
If you’re concerned that a card is being misused, or if a card is no longer needed, you can instantly freeze or cancel it in the Airwallex app. You can also create single-use virtual cards for added security.
Manage subscriptions with virtual cards
Pay for expenses such as subscriptions with a virtual card, then freeze or cancel the card when you want to end your subscription to ensure money isn’t taken from your account in error.
"The feature where we can monitor how much employees are spending on their Airwallex cards is incredibly useful to us. We get to have full visibility, as well as being able to set daily and per transaction budgets. With Airwallex’s authorisation process, it’s also easy for my team to put together all outgoings that I need to approve, so I can easily ask questions or reject payments."
Richard Li
Co-founder & CEO, July
"With Airwallex, you just open up the app, sign in and you can just update any of the cards, or issue new cards there with a few clicks"
Adam Ingles
Finance Manager, Qwilr
“Airwallex’s website is transparent and easy to use. It’s allowed my team to self-serve and create what we need to suit our growing business and teams. Whether it’s logins or virtual card for a new employee, it’s easy to create and gives us the visibility and control we need.”
Tristan Cheal
Financial Controller, Clipchamp
“If you have staff, suppliers or customers overseas, then your business should be using Airwallex. It’s a fantastic product backed by a wonderful customer care team who will answer all your questions and ensure you get onboarded properly and know how to use the product.”
Dale Beaumont
Founder and CEO, Business Blueprint
"Having all our global SaaS subscriptions in one place has streamlined our finance processes and enabled better tracking and control of expenses. It’s even better knowing that Airwallex isn’t hitting us with any international transaction fees."
Warren Durling
Chief Operating Offer, Paloma
“The Airwallex Global Cards are incredibly convenient for business owners. I use them every day, either online or through my phone. It’s such an intuitive user experience and I have full visibility over what’s being spent on the cards and where - all in one simple system.”
Jon Tse
Co-founder, Karst
Best digital card Canada
Why the Airwallex virtual card is the best digital card in Canada
The Airwallex virtual debit card is the best choice for businesses in Canada because it allows you to spend in multiple currencies with no transaction fees at home or abroad. Your business can save money on international expenses such as software subscriptions, online advertising spend, and overseas travel. Create new virtual employee and company cards in an instant, and get a real-time overview of team spending with built-in expense management.
Frequently asked questions
How to apply for an Airwallex virtual Visa debit card in Canada
Applying for a virtual debit card in Canada is simple. Sign up for an Airwallex account online and, once successfully onboarded, you’ll be able to create virtual debit cards instantly.
What kind of documents will I need to submit when applying for a virtual card?
Once you have signed up online, Airwallex will verify your business. This verification process is called Know Your Customer (KYC) and is required by regulators. Click here to learn which documents you will be required to submit if your business is registered in Canada.
What’s the difference between an Airwallex virtual Visa debit card and a prepaid card?
Unlike a prepaid card, you do not have to preload Airwallex virtual cards with money. Instead, your Airwallex virtual business card will draw funds directly from your Airwallex account balance. You can put spend limits on cards to ensure the funds in your account are protected.
You can use Airwallex Visa debit card like a multiple-currency card to pay for expenses in multiple currencies. Your Airwallex virtual card will automatically draw the correct currency from your balance. If you don’t have the correct currency in your account, Airwallex will auto-convert funds at the interbank exchange rate.